i ahve a budget..ok so I had one awhile ago, but I did it again, and it is written in the calendar, where I will be able to find it later!
I wrote out the house, the car, the utilites,mini savings, and a yearly WAG/12 (yearly is car stuff, HOA, and termite)
And what is left is what we have for groceries, gas, splurging, and gifts, about 447 each month...not a lot, but any overtime = a splurge, course I should be strickter about the groceries...but I am not..yet.
I did look at it and was actually happy, we can afford to live here! we are not living paycheck to paycheck.
I would like to save more, and I would like to have a bigger EF (right now is 1000, in checking and about double that in ING) but at least there is one, and it is growing (slowly)
My dream money solver right now is about 500 more amonth, cause figuring numbers with 500 into savings is much more fun. Goals are achieved in months rather than years (ok like 25 months, but 25 months is way better than 25 years!)
budget!
July 15th, 2006 at 01:37 pm
July 15th, 2006 at 02:52 pm 1152975177
July 15th, 2006 at 05:20 pm 1152984059