So my husband brought up a point yesterday, why don't we call the mortgage folk and tell them we are soon going to be unable to make payments (unemployment wont last forever and if there is one thing Charlotte is full of it is out of work IT guys).
We have not payed late, nor missed any in almost the entire loan (the one time we were 'late' they cashed my check for less than it was written out for, so their fault and was fixed eventually) So in 8 years we have given them no troubles.
I am wondering if that will help or hurt our chances of refinancing or something. I figure the worst that can happen is a wasted phone call. The best is a new loan, at a lower rate, but I do not want a loan to reset. I get depressed enough looking at the life of the loan as it is.
Well the worst that can happen is a wasted phone call and a cranky husband.....
I guess it can't hurt to ask.
June 4th, 2010 at 11:46 am
June 4th, 2010 at 01:51 pm 1275659488
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June 7th, 2010 at 04:11 pm 1275927116
June 18th, 2010 at 05:13 pm 1276881220
Jerry