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Don't get crazy....

September 1st, 2011 at 10:21 am

So now that we have this new job, we have money. Of course I mentioned that reasonable amount of debt we have to take care of.

Well it is hard to not spend the money we have. I mean it is there and we have been so 'good' for so long....

Shouldn't we have a reward?

But the smart thing to do would be to stay smart, and pay off all the debt ASAP. and then keep being smart and save up.

First the debt
Then the EF
Then ??? maybe then we get to be a little crazy?

4 Responses to “Don't get crazy....”

  1. creditcardfree Says:

    Yes....a little crazy is well deserved at some point. You did great!!

  2. Thrifty Ray Says:

    I totally understand what your saying...is it possible for a small treat along the way??? However you achieve them, good luck with those financial goals!!!

  3. Nika Says:

    Than maxing out retirement and college savings if you have any kids. Oh, being good is tough! Luckily, sometimes being "mostly" good is good enough. Perfection is unsustanable.

  4. baselle Says:

    Know thyself. Debt reduction and saving is a marathon, not a sprint. If by splurging a little (gratitude and celebration of your better fortune) it means that you are better able to keep to the task, splurging is strategic. 10% of a windfall seems to work best - at least it will give you an idea of a splurge within your budget.

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