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Heat still off, still not working at it though

November 5th, 2009 at 11:53 am

The house is now quite cold in the morning, I decided to take out some of the warmer blankets and pile them on the beds.

When I peeked at the thermostat this am it was 64 degrees. Since we set the heat at 62, there is no need to turn it on yet. And right now at 71 degrees it would be almost silly to run the heat just for AM warmth.

Oh and I don't want to be the parent either, of the kids! Can I please be the one to live in a fantasy world of flamingos and swords, while I ignore my chores?

Things not to do on an unpaid week off...

October 23rd, 2009 at 12:13 pm

1. Take your kid to the dentist to have 3 cavities filled (3!) He did great btw, though he chewed up his mouth after, leaving it quite swollen. Oh and being all swollen and unable to chew properly we had to buy soup and icecream.

2. Take a busted backpack with a lifetime warranty back for replacement, they no longer make that cheap version and you have to pay the difference.

3. Send husband and son off to a marathon shopping/library trip that takes so long it crosses two meals, which are of course eaten out

4. Head out for the 'big' Christmas shopping trip of the year to buy most everyones gift before the actual Christmas rush.(actually we didn't do this yet, but will after nap)

At least I am in a good mood, lucked out on being 'high' this week Smile.

An unpaid week off...

October 19th, 2009 at 01:33 pm

This week my husband will be home every day, and no pay.

I could stress out about it, but. Wouldn't help much, instead I am putting him to work. Well today he mostly just helped with co-op, but now we are headed to the library before dinner.

Tomorrow I have hopes of kicking him to the garage for some cleaning, or work, or whatever.

Wednesday we have a dentist appointment, and Then Thursday and Friday are again days I hope to get some work out of him.

Stressing never helped anyway.

Money choices

October 16th, 2009 at 12:09 pm

I just posted how we set up a deal where someone does our shopping, obviously not free. And yet for me still rather frugal.

Because I do not drive. If I drove I could go shopping during the day when husband is at work, or on the weekend while they have a lazy morning, or any number of options. But since I do not drive and our time is rather limited we made a choice.

Not driving on the other hand saves us all the car insurance, all the gas of me heading off to yet another free daytime event (there are tons around here, for homeschoolers, preschoolers and more)

Now I still will mow the lawn myself, an hour away from the kids is better than paying someone!

Finances is all about choices, so in one way we are spending more, but in others we will be cutting back to balance it all out. (Heat is still off...)

Personal Shopper

October 13th, 2009 at 11:42 am

I just set up with a friend of mine a deal. She goes shopping for me, I pay her a modest sum for gas and trouble.

This is supposed to free up some time for y husband to actually spend with his kids. So far it freed up time for him to go to an AV meeting. But I have hope.

The only trouble is admitting to someone how picky we are!

so far I have learned.
1. No Aldi's cheese, no matter how cheap.
2. Must be just one brand of canned tomatoes...Not that I know what it is.
3. Saying 'juice' to friends is not the same as to husband who knows which kinds we drink...(no apple, no grape, always 100 percent, no tomato, though the one kind of veggie fruit stuff is good....)
4. I have to find out what the fat/beef ratio we buy is? I don't even know how you find that out (I never did the meat shopping....)
5. Folk do a serious double blink when they know just how much we spend on fruit and veggies.....(family of 6 we eat over 3lb of apples every week...and 2lb of veggies every dinner not to mention some of 'whatever is in season', among other staples, onions, lemons, mushrooms, etc)

The Southern 'No heat challenge'

October 8th, 2009 at 07:42 pm

Down here in NC, almost south, We don't need heat for long, and honestly while we complain a lot, we don't need much of it, compared to mountains or up north.

So some would think we totally cheat on the no heat thing. But while our start date can be later with ease, keeping it as late as possible is a challenge. See when you don't have to do more than run the heat for 15 minutes in the early morning you figure it is cheap enough no big deal to turn it on.

But cheap as 15 minutes is it is still money spent that will never come back. While a sweater I already own is free.

Course there are thousands of ways to save that money, This year I choose to try and keep the heat off to save it. (last year I didn't.) Another person might find heat more important and save by buying different foods (we are picky in many ways).

Still another might prefer to buy some expensive foods, turn the heat on early but skip eating out for the month.

Whatever gets you through the month 'in the black' is a good plan.

On a financial note...

October 2nd, 2009 at 08:19 pm

Finances are boring, money comes in money goes out, roughly the same every month.

The most interesting thing that has happened lately, my husband isn't going to get paid this week, instead the hours from this check will get lumped into the next one.

Happens all the time, and we don't really notice much.

Oh I peeked to be sure the checking accounts had the money in the right spots for the upcoming bills..umm wait I didn't, but I will....brb.

K yep, all accounts have plenty of money for upcoming events/bills.

See boring.

but boring is good when it comes to money. Well exciting new deals on groceries would be nice, but I'll take boring over juggling money to pay bills any day.

Just had a long conversation with my oldest about money and debt and CC's. Mostly about how we choose what to do with our money, so even though we have an average income, we don't have an average life. And don't have much to complain about money wise. (though one could always complain if one wanted!) He overhears plenty of folk complaining about paychecks being to far away, and then hears me tell my husband it is fine if his is late. (though I do like knowing so I don't take money out of the wrong account at the wrong time)

An adult double standard I never thought of before

October 2nd, 2009 at 07:49 pm

How come women can think a man sexy while he is fixing something, but a man can't think a woman is sexy while cleaning. (least not without being told he is sexist and misogynist, and backwards, and whatever else feminists come up with)

I doubt any woman really cares what that the man is working on, it is the wonderful muscles in the arm industriously employed. Arms we can imagine wrapped around us. (after the honey-do task is done, or at least begun)

And I doubt men find dusting sexy, not sure mine would notice one way or the other. It is the standing on tiptoe in that French maids outfit (even if the outfit is only in his mind).

So why is one demeaning while the other encouraged?

Speaking of French maid outfits, I was in France and didn't see a single maid wearing one. (sorry to disappoint you fellows)

Oh any my guy doesn't fix cars, and I don't dust, I just pulled generic themes.

Come to think of it, when don't men find healthy women sexy?

Annual Christmas Soapbox (slightly early)

October 1st, 2009 at 06:00 am

Every year I start to get excited about the fun of Christmas...and then more and more agitated at the red suited myth surrounding the holiday. This year Digg brought the topic up long before I normally deal with it. So far no one has asked my kids what they will be asking from a mythical creature, or if the saw him in stores, and no one has gotten upset that my kids will not lie anymore than I do. Which means I found it relatively easy to type this year! No erasing sentences filled with swearing and pent up anger Smile.

third comment down

The comment may have moved up or down since posting, but the one that caught my eye is of 4 reasons why folk use Santa.. the exact reasons I don't. Here is their post in italics with my comments after.

..... useful purposes.
1. He keeps small children from nagging their parents about presents they want for Christmas. Tell it to Santa, I have no say.


My mother taught me I could ask for 2 thing every Christmas, this made me narrow it down to what I really wanted. (good practice in frugalism) Now I let my kids ask for one thing. (though I keep my ears open for their debate) I also am very honest about why I will not buy an item. (not worth it, bad for you, going to break to fast, you already have some, not healthy, etc) No nagging, and no lies.

2. He can be used to make the kids act better. They know that I'll still be nice to them even when they act bad. I was already planning on taking them to Chuck E. Cheese's, I wasn't going to cancel or leave one behind because one kid is being a dick, so they won't believe it if I tell them they'll get no presents if they are naughty. Santa is a more distant figure, though, and they've heard from a lot of people that he knows who is naughty and who is nice.

On the contrary, my children do know I will cancel or at least keep them in the car/corner/non-fun spot for a time while the other part of the family has fun. I do not rely on the boogie man to keep my children from going round the corner either; though it would be easier.

3. It's fun to see the kids get so excited about him coming to bring them presents.

Nothing wrong with seeing kids get excited about giving presents and receiving. Do you need a false name for the giver?
My kids love all parts of Christmas, from carols and cookies, to angel tree gifts to shoe boxes. From pageants to special books, and steak dinner. Christmas is a wonderful time of celebration and tradition. I don't need any falsehoods in my story (yes I do believe in Jesus, I never make up anything to support what is believed through faith)

4. It's good training for future atheism. When they learn that it's possible to believe in something made-up just because that's what people you trusted told you was true, it's easier for them to make the jump to not believing in God.

umm yeah....I know if you have been perpetuating the myth you tell your kids 'it's different'. And I know plenty of Christians that survive the childhood lies. But why? I also know those that found the truth about Christmas the turning point in becoming atheist. Why risk it? If you do not believe in Christ, and yet still want to celebrate the holiday, why lie? Why can't you just say the whole tradition is fun and you enjoy it and you like giving folk presents?

I think the number one reason folk do the whole fantasy thing is because their parents did it. It is tradition, and those die hard. Christmas itself is a collection of traditions adapted from various Winter Solstice celebrations.

Jesus certainly wasn't born in December no matter what all those stories show you. But Christians wanted to enjoy their traditions and the church felt December was as good a time as any to celebrate the birth of our savior. The difference between Christian symbols and the red suited myth is that we believe the stories we tell our kids.

I believe Christ has eternal life, so when I tell my kids we choose evergreen to decorate as a symbol to remember His eternal life I mean it. I tell my kids we decorate the tree with all sorts of fun tidbits of our life to remind us of all the wonderful blessings we have.

We use the advent candles and crèche to remember the story. Presents recall not only the greatest gift from our Father but also the story of the Magi giving Jesus gifts (and yes I know that was several years after birth, and I tell my kids so)

No part of our tradition requires me to lie. I never have to worry that my children will 'discover the truth' I have tried to give them the truth from day one.

"Everyone wanted to get rid of the old English rule"

September 25th, 2009 at 08:50 am

That was the line I just read to my kids from a history book. Simple, direct, and false. Why on earth would anyone write that! Not only were there plenty of 'torries' there were plenty of folk who wanted to let well enough alone!

Why was it right for the colonies to rebel against their country, but not right for the south to rebel against the American govt?

Simplest answer, because the victors write history. I wish it were not so. I would like to hear all the honest truth when I study history. They say those who refuse to learn history are doomed to repeat it, I wonder what is to be said of those who feed false history to their children?

My little online therapy

September 23rd, 2009 at 12:47 pm

In case no one has noticed, my posts lately are less on money, more of a cathartic release of frustration.

And for the next session....

Well, I am not very talkative today I guess.

Yeah, I do think 'you'* are doing it worng

September 20th, 2009 at 06:23 pm

If you ask me, yeah 'your' budget could use tweaking, 'your' choices with kids could be different, and 'your' free time spent different..so if 'you' don't want to know, don't ask.

I have asked myself a thousand times 'would it be better to ...." fill in the blank with drive, have cable, send the kids to school, use XYZ product, spend time on this or that, and more. Trust me I question my motives, my intents, my methods before, during, and after.

If a plan isn't living up to what I expected, I check and see if I am doing it wrong, or at the wrong time, or if I simply have no idea what I am doing. There are very few absolutes in my life.

But those absolutes..yeah if you aren't doing it my way, I do think you are doing wrong. Sorry. While we are on the subject I have never yet met a short hair cut on a woman I liked. You wouldn't grow your hair out for me, so stop asking what I think of your hair/life/parenting/whatever plan, it isn't my hair, nor my plan.

BTW I read to fast to kids when stressed out, I can't type when folk are looking over my shoulder, I often miss the forest for staring at the end of the path I'm on. I can't remember faces or names, or most things actually. I am both an unschooler, and a type A schooler (extreme opposites!), I dream big, but take shortcuts, with obvious small results. I have yet to save real money with coupons, I don't line dry, properly garden or use dried beans, and I often eat out, just because I hate cooking (which I am not good at anyway). I can't keep my house more than moderately clean to save my life, I have no decorating talent, inclination nor even a copycat ability. I honestly have to make a list of more than one thing todo, I spend way to much time on the computer, and I have no idea how to cure my oldest of being me, my second of being a sheep, my third of wallowing in anger, nor well so far the fourth is really no trouble, not to mention a thousand other faults that would take up to much space here....so no my thinking 'you' are doing it wrong doesn't mean I know all the answers nor are perfect. It just means I am not making 'your' particular mistake.

Oh and my number one fault? Opinionated, vocal and tactless. (and poor at math apparently) Better make that my top three faults.

*you refers to no one in particular (maybe it refers to me), I am an equal opportunity criticizer

Open mouth insult others...

September 16th, 2009 at 09:02 pm

I posted a link on FB, and angered a friend.

I suppose the link is a bit strong when it speaks of compulsory schooling. I should have been more sensitive to the public school folk.

After all it would annoy me greatly to read any one of the many articles stating homeschoolers are idiots.

Only the truth can hurt your heart, lies are merely words. Sad thing is the truth of an opinion can hurt too.

And truthfully my thoughts on public school would hurt others, and I should keep them to myself, just as I offer no comment on a hair style I dislike.

Though posting a link isn't the same as saying my opinion, it is close enough.

Management for free

September 16th, 2009 at 07:27 am

Between the two scouts I do a fair amount of 'management'. Lots of paperwork which is just deadly dull, but also getting folk to do a job.

The hardest part is finding out who is good at what. I have folk who are willing to help, folk who are jumping at the chance, and folk who drag their feet. And I have to find what job they will be best at. Generally whatever you offer to do I will take, but...it isn't necessarily the best position for you or the scouts.

Take leaders. I am sure National has some things to say about accepting whoever will do the job, but let's face it, I have limited resources! I often put someone in based on warm body vs height requisite. Meaning if you are alive and taller than my son you just might be in charge.

IE "Here Mr (or Mrs) parent I planned XYZ for the meeting here is the book, there are the boys, have fun."

After I do this once or twice with a variety of folk I find which parent becomes a dump and run to avoid the responsibility, which will adapt the program well, and which will barely slog through. Of course I prefer the adapters, but will settle for a slogger. (the dump and run folk I try not to speak of, if you can't say anything nice...). Sloggers I keep as backup and/or try to find committee jobs for them. They make wonderful assistants if they are good at discipline, then you get a goofy guy for lead.

The real trouble comes with folk who offer to help on the committee, no leading boys, but a whole slew of jobs. I have to get you in to a leaders meeting and find you a few jobs, out of 100s available, struggling to not overload you, but also not underwhelm you (volunteers are like muscles, use em or lose em, overwork em and you strain them, only dedicated folk continue when overworked, or ones you beg mercilessly)

The most annoying part...finding a volunteer job that matches their paid job is usually the WORST position. The PR person is terrible at newsletters, the Tech guy can't fix the sound system, the teacher is the worst leader, the banker the worst treasurer. I mean really if you can't trust folk to be good at what they are paid to do/ schooled in what can you trust! (positions named have been changed to protect the IRL folk, so if you are one of my scouts don't think I am talking about you)

And then comes the manager nightmare, how to get the job to someone else, without insulting the first person, and making sure the second is a better fit....

Oh and try to make all this look easy, cause you can't get many new recruits if you act like you have a rough job, they have to think it is easy enough they can do it in their spare time.

Now off to slog through some paperwork. (need me an adaptive secretary!)

Crisp

September 13th, 2009 at 03:50 am

So I am up way to early this morning wondering what to do for the church potluck picnic today. I was going to do meatballs, but haven't solved the keeping them warm problem. No crockpot, and we will be there at 9am lunch is at 11isham.

Besides I wanted to do something healthy. Not that we are health nuts (though you know in some ways compared to the average American we might be). So I explored the fruit and veggie stocks. a bag of granny smith apples, some Clementines (not very good btw), a few bags of veggies too small to serve my family, and frozen fruit.

Not very inspired I headed to google, the best place for answers. 'frozen fruit recipes' yielded several sites chock full of smoothies which may be good in their own right, but don't make for good potluck foods. As well as a plethora of fancy foods like cheesecakes and torts. And some simple ones that just take too much time for a Sunday morning when I would rather be sleeping like pies.

Then I found thriftyfun and a forum post on frozen fruit. First it was odd to see someone finding frozen fruit, a staple in my house, to be special. Then there was the 'savor the natural sweetness' post that had my sweet tooth laughing (see not really a health nut), and then the perfect recipe! a 'crisp'.

So I washed a cake pan (the casserole dish has meatballs in it) and dumped in most of a bag of frozen mixed berries, topped with a sprinkle of cornstarch to thicken the sauce (praying it would help not harm) and topped with a mix of butter oatmeal and flour.

In about an hour we shall see if it was successful enough.

On a side note, I was talking with a friend who mentioned junk food and said 'oh you guys never eat any of that', with an air that implied I must not have normal temptations.

I had to laugh, I love my chocolate, and would gladly eat pringles, cheese puffs, poptarts, or little Debbie hostess cakes any day! But I wont let my kids see me doing it all the time, and since I am home with them all day, we (mostly) don't buy them.

We are not health nuts, just in general healthy (ish) people. Off to breakfast.

That's my girl

September 11th, 2009 at 07:36 am

We were recently at a renfest with the two older kids. They had saved up some money for the trip, and upon entering JC immediately made a beeline for a cute little shop that sells knitted ornaments, dolls and the like.

She found a cute finger puppet for $3, when I pointed out she could get two for $5, and each would be cheaper she declined.

Cheaper per item, but more money spent. I constantly hear folk who 'couldn't pass up a good deal' failing to consider that they might need the extra money more than the second item.

Though I told her I would pay the $2 for the second and we could take it home for her little sister.

After a free ride on the butterfly swings she found a 'princess wand', she couldn't find a price. A nice shopkeeper came over and said it was $5. JC checked it would have used up all the rest of her money, so she decided to pass.

Then later she was looking at tiara's, at first she ooohed and awwed over various pink flower and ribbon contraptions, but then she put it all back. She told me she didn't think she had enough money for one. I offered to check, but she said no.

Meanwhile GMC was spending his money on archery (he loves this), and the frog thumping game, and beef jerky.

Mommy was spending hers on tips for entertainment (wonderful pirate show this year) and food....and a parasol.

When I got back, my MIL commented on how I could have gotten one at the dollar store. And proceeded to tell me how most of the clothes she buys the kids come from there (the ones that either fit weird, arms too long while you have to rip the wrist area to keep it from cutting off circulation, or are just plain small, size 5 on my 3 year old)

She also told me how cheap the chewy ships ahoy where there (stale, I love those fake cookie things, and I only ate a couple cause I took em before I realized they were stale) And how the cheerios always come from there (also stale, but I don't eat em anyway) Among other interesting things (those bandaids that wouldn't stick)

I am all for frugal and cheap, in general I do not waste (much) money, BUT if the quality is suffering I would rather spend a buck or two more. You would think I grew up on fancy foods all high class or something, but actually I grew up on peanut butter, cheap mac and cheese, and hotdogs, with the occasional curry by my father. Clothing was all handme downs (I had no idea some folk went 'school shopping'). Money wasn't spent on foil, but when we did buy store bought cookies, it wasn't cheap it was the good ones out of the red bag. now those are worth the calories and the price! (but not to often, like never bought any as an adult...)

Now I do not eat hot dogs, nor boxed mac and cheese. But I do still use mostly hand me downs.

Spending money is all about choices. I would gladly trade any amount of stale cookies for one really cool parasol (that I will still be enjoying for years to come).

Not that I fault my MIL for buying the cookies, her cookies, her taste buds, not mine. To each their own.

The grasss ain't greener over here

September 1st, 2009 at 08:00 pm

In general I do my complaining to my husband, not at him, but with him. When frustrated he is my confidant, my support, my sounding board.

Which means I do not join the cranky crowd. So most folk think I am happy and content and spoiled.
After all if I weren't spoiled I would have something to complain about right?

I read once that one shouldn't air their dirty laundry out in public..and I took it to heart. Keep your complaints at home. Don't lock em up and let em rot. Do air them out, but air them out at home, when company is not over. That way you get clean clothes (or a fresh start on troubles) and no one else has to smell your stinky socks (or worse).

Now obviously I also complain on line a good deal (I have a whole complaint category, the most used) And I am not perfect in public, catch me on a bad day and you don't want to hear what I say (which is why I avoid speaking). And even on a good day I slip up and complain to non family.

But the upshot of this whole non complaining attitude, folk seem to think the grass is pretty green over here.

Truth is what grass there is, grows sparse, and full of 'weeds'. The dry spots are bigger than a car (a kiddie car) and the tough prickly low hedge, which is only green in summer, grows far better than the grass.

So don't come over to my side looking for green grass. If you come, expect to see, and hopefully enjoy, wildflowers (unconventional beauty, in surprising places), plenty of bugs (try being fascinated at the next 'bug' in your day), and a few empty stretches to use your imagination in (a mind is a terrible thing to waste). You wont ever find a picture perfect golf lawn, that you have to live a whole different life for.

And BTW, did you see those golf 'greens' during the last drought...my yard flourished in all it's ungreen disorder, while the golf courses were anything but green.

Now a complaint, Major toothache, I need to get the other two wisdom teeth out ASAP!

Frugal strategy number two

August 31st, 2009 at 06:10 am

I don't drive...that is in some respects an obvious way to save, no insurance for me, no car, no gas, no car related expenses.

But there is more to it than that.

For one thing, I can't sign my kids up for tons of classes, nor take them tons of places every day. Not that I have anything against 'stuff'. Just that I have to be very choosy so that most activities are done when my husband is around to drive, or when a wonderful friend will drive me (in return for gas money) I know many a broke person who thinks nothing of spending hundreds a month on different children's classes. I believe children need a great deal of 'down time' to create their own play, too much driving form one class to another takes away that time.

Another more useful result of not driving, when I am out of something, I HAVE to make do, I do not live less than 2 miles from a grocery store, or any other store for that matter. So if I am out of something, I must improvise.

You can sub for just about anything.

Out of one kind of tape, use another, or use glue, or creative folding, or a stapler.

Spaghetti sauce on rice is perfectly edible. Seriously, make it spicier and it is called 'Spanish rice' Really rice can be a base for anything you would put on pasta, or potatoes, and vice versa.

Most dishes can manage without a spice or two, baking as well. and most items in a recipe have a decent trade available. google em Smile. When cooking it helps to know the type of taste you need to replace (sweet, hot, acid, whatever) or chemical habit of the item (binding, rising, ect)

Crafts are great examples, use a bobby pin instead of a paper clip, or a paper clip instead of a 'brad'. Look at what you have, not at what you think you need, I am always surprised at how inventive I can be when neccessary.

When I teach the kids a new game, or math concept, or science, I often find instructions calling for certain 'manipulatives' (items you can move). If I know the point I can sub. For example, 'teddy bears' are often used to count or graph. I have a bucket full of miscellaneous animals to count, and duplos are uniform in size enough to graph. No cash spent.

Need some shapes for tessellations? google and print em. Science is a little more random, but so long as you know what you are trying to do, you can fake it at least part way.

Not that any of my inventions will be winning awards, nor being paid for. But that isn't the point. Making a craft with the kids or playing a game, or cooking isn't about making money. It is about having fun without spending.

1K

August 27th, 2009 at 06:43 pm

A list of things I have spent 1K or more on....

1. Multiple cars over the years
2. House
3. One of my rings, might have? I only recall that it cost way more than needed.
4. husbands non college education, well over 1K on no degree. and no real life skills either (though in his defense he started with chemical engineering, fun, but not applicable to computers really.)
5. Oh yeah, one of the many dental trips prolly topped 1K...combined they certainly do!
6. Forgot JC's birth, several of her medical bills (simple, easy delivery, no complications) were over 1K, total around 5K for all. UE was over 1K all added up, but no one bill was that high.
7. El's birth was also over 1K I think? or it could have been 800? I am so not good with numbers Smile

Umm, that's it. While the sum total of replacing the computer might cost more than 1K, the parts were bought bit by bit as they went on sale, so not 1K all at one time.

Even the vacation to DC was less than 1K. (and all other trips less than that)

My secret weapon against spending

August 26th, 2009 at 06:44 am

I actually have several strategies for keeping out of the store, but the strangest I think is the 'liquid gold' theory. So named after someone long ago in my youth said perfume was so expensive they must have bottled up gold. Needless to say I still do not wear perfume regularly.

When I was a kid I was convinced that the price of foil was so high you might as well be wrapping your food in gold; which you then throw away. We hardly ever used it, and I was surprised to find, after years of not listening to directions to use it, that a box was only a couple bucks.

I still to this day have difficulty using foil, I own some and use it for a few recipes (fudgie brownies). But I had to discover the stuff wasn't so expensive before I would use it. (generally a lid for covering, and oil for greasing make it unneeded)

I make this work for other expenses. I avoid knowing how cheap something is and assume the price is too high. This keeps me in the mindset of 'I can't afford it'. I happen to have a terrible memory (really terrible) so I find it easy to forget if I happen to see the price of anything.

The reverse of this is used to sell items all the time. Infomercials break down costs into 'low monthly payments'. Disney suggests a trip is 'less than you'd expect'. (since I expect it to cost a years salary, less than that is easy, affordable is another story)

Any frugal person knows to add up all the monthly payments plus fees before considering an item, but a non number cruncher like me can turn it into a 'gold' item..I just assume that three monthly payments of 39.99 would be way too much for any gadget, no math needed. Smile

Items I figure must be 'liquid gold' include (but are not limited too)
-disposable products
-convenience foods
-junk food, chewy chips ahoy cost an arm and a leg don't they?
-Newfangled gadgets, it took years before we found a flat panel monitor that was less than gold plated.

I still don't know what foil costs, but paying for something you are going to throw away seems a bit strange anyway.

Camp fail!

August 9th, 2009 at 07:54 pm

First of all remind me never to go camping on the same day we give blood!

Second remind me to make GMC eat a LOT. This is the third time he has gotten sick while camping; I am amazed we still go!

But he does love it, and he especially loved how this time he got to look at the planets and ask lots of cool questions of a true Astronomer.

First of which was if he could look through a telescope and see the volcanoes on IO. Apparently you need Hubble for that.

Fortunately we were backyard camping only 15 minutes from home, so we made it home and to sleep relatively easily, and managed our early day to church..with 2 meetings after, and being in charge of Fellowship on the walkway. (food in between services for all to share)

IF this FB game is accurate, the companies are doing it all wrong

August 5th, 2009 at 07:49 am

I just had a challenge on FB to get 35,000 customers. Now a day is like 4 minutes, so I do have unlimited time, but.

I set the ticket price at $1 (down from $20) and went from 20K visitors to 35K in just a few 'days'. My profit went from 100K a day to 200K a day. Seems to me charging less and having more folk in is better than charging more and having less folk.

Now I do know that not all facilities for 20K folk can be expanded to fit 30K in just a month, but I still wonder if companies are not all shooting themselves in the foot to charge so much.

Take books. I enjoy a good book, and I read plenty, but at todays prices, I use the library, or the internet archives. (old ones where the copy write has expired). On the other hand if the books were cheaper, or if current books were available with a few ads on the side, I would read them more.

Movies/TV I rarely ever pay for, but I do frequent Hulu. A couple ads is an easy price to pay for my favorite shows.

Cleaning, I would pay a 10 year old a couple bucks to sweep my floor and tidy my bathroom, but I wont pay an adult 40K a year to do the same.

Video games, and computer games suffer the same problems, I would pay 20 or maybe a rare 30 for a decent game, but 40, 50 or even 60? Never gonna happen from me.

There has to be a mathematical equation showing the relationship between price and folks willingness to pirate. I think that while there will always be folk who pirate to avoid even a dollar, but there are many more who would rather pay a reasonable price for a reasonable product.

August 5th, 2009 at 07:26 am

D is for .....

July 28th, 2009 at 12:45 pm

When you want to work on a letter sound with young children, you don't need full alliteration, you just need lots of words that begin with a certain sound. Suppose you start with D. Any kid can be prompted to come up with Dog, or Daddy. Most can follow clues to dragon, or dream. If you read Dr Seuss you of course go with Donald David Doo dreamed a dozen doughnuts and a duck dog too.

House rules will differ for each house, but in ours, whoever comes up with a word last wins. So saying half a dozen in a row to use up words is common. We also have very lax rules for the kids; they can repeat any word, while Mom and Dad must use new words. Oh and using any outside help, like google is cause for disqualification. Other than that, we just aim to have a fun discourse full of the letter of the day.

After an hour or so we have used up dreary, darning, disco, dwarf and all the compound words like doormat, doorknob, or daytime, daylight, and daylong. So we move on to bigger words like destroyer, destiny, declare, and deviate, or derivative.

Somewhere around lunch time we get desperate and decide to try all the places we know, like Denver, Dorchester and Dormont.

Then we start to borrow foreign words, like derriere, or dormir , dos , and deux.

By dinner time we start to get desperate and decide all words have various forms, so dine, dined, dinner, dining, dines, and diner all count as new words. Back to that French, conjugation is now fun. Je Dor, Tu dors, il/elle dort, nous dormons, vous dormez, ils/elles dormant. (And that is just for present tense, which is all I know)

By the time we head to children’s choir practice the other adults want to know we are fighting over who can conjugate the Latin Deo first, which essentially means remembering all the different forms sung in any song we heard, because neither of us knows Latin very well. (Dona, Donno? Domine, dues?)

If this is all done with the giggles and excitement of a couple parents competing for fun, kids will learn something. From how to compete (don’t get all worked up, it is for fun!) To how to graciously lose, kids are learning. Not to mention since you repeat the sound “d” so many times and “D is for desist!” at every word any young child has to pick up some letter sounds.

Now I decidedly must decamp,and deliberate some other kind of delectable drivel to delight the dedicated readers of my decidedly disaster of a drawn out note.

Education

July 26th, 2009 at 01:48 pm

Kids will always learn, they are designed by God to learn. We as parents just get to direct them toward useful information. Or we try anyway. Somehow Starwars quotes and sports statistics crop up along with math and reading!

Every minute of a child’s day is learning, from the moment they are made till something ruins it, a child is learning, waking hours are spent noticing the world, cataloging, and filing away tidbits of information, sleeping hours are spent organizing and sorting through those tidbits.

I think the single most important thing parents can do is delight in the learning with our children. So stop and notice the worm, take a moment to see how high you can count in binary, or just read a good book. You don’t even have to read it to them, just enjoy it yourself, nothing makes a kid want to read more than seeing someone else chuckle and yet not be able to explain it. Many times I have said “You have to read the book to get it”.

We read constantly throughout the day. Before nap, before bed, while cooking dinner, and during nap time (which is an hour of enforced silence for the older two) books abound. Mom reads when she wants a break; Dad reads online how to fix a computer, or the latest sports news. While Google is the source of all answers, someone has to read those websites for the info. And even when seeking professionals, we still read. You didn’t think I paid long distance rates to talk with Grandpa, of course not; that’s what gmail’s IM is for!

I did long ago swear my kids would not grow up reading at the dinner table, not because reading is bad, but because I grew up where a family dinner meant 4 books brought to the table. So for those times we talk…generally about what we read during the day! Most topics begin with “I was reading today…”. Or “did you read about…”. Then there are the story reviews by the kids. Not some fancy format, but simply a child sharing what they read or heard that was worth sharing today.

We run most of our adult conversation through a filter to see what lesson the kids are learning. Not that we script anything, just that before we start or at least before we finish we think about the lesson. So yeah we talk about the sports scandals, and then we talk about how they could have avoided the situation, or what politicians should keep their noses out of. We talk about science, or history, or current events, all with an ear to the lesson. I am sure plenty of bad lessons seep through, but when we can, we aim for a good one. Even a conversation on winning the lottery can be educational…politically or mathematically.

Many conversations include math. Most adults use math every day without thinking about it. How many times a day do you check a clock? Whether we are checking to see if we are late, or to see how long before dinner, we use the clock and add or subtract time. Of course cooking uses plenty of math, from counting scoops, to converting fractions. Paying bills, or balancing a checkbook is of course math, why not skip the calculator next time and see if you can write it down like the kids? Go ahead and check your answer with a calculator, I do! So long as we do the math out loud with no complaint, children see that math has many uses. Though we need to not blame the math for our decision, math is not the reason we avoid yet another donut with 300 calories, the empty sugar and fat is. Math is not to blame for our bank account not having enough to buy a new playground set, the daily need to eat is.

We build the house to be educational; every little thing is another tidbit for them to sort through while they sleep.

Our Frugality is hurting the kids education!

July 25th, 2009 at 01:26 pm

You see when asked what someone would pay to finance a couch for a year, my son couldn't wrap his number crunching head around the problem. He didn't know what financing was!

He also apparently doesn't know how to capitalize properly, nor what a colon is.

But he does know enough to pass his test in the 97th percentile, so I am happy. (though a conversation or two is in his future regarding capital letters and colons!)

servant or more clothes

July 24th, 2009 at 09:24 am

Sometimes in reading old books I wonder how so many 'middle class' families afforded servants.

In a way it seems they spent more on 'help' and less on clothes, food, dining out, and other simple things.

given a choice I would take a maid over clothes in a minute!

But now a days, clothes are cheap, maids expensive.

I wonder why? From my reading of fiction (so not to be confused with real history) A maid once employed was frequently given, roam, board and some small amount of spending money. Course the details of room/board are a bit different today. That and no one under 18 can seek employment really. So you have to pay a gal (or guy since we are so enlightened these days) who is old enough to start their own family if you want a maid, and they certainly expects to be able to raise a family on that wage.... Considering modern cleaning 'stuff' I would think it is easier to be a maid today than back when you had no vacuum, no washers, and no swiffers. So why do they cost more?

Servants quarters ranged from dorm room type to hovels, to a room in the stables, to a trundle bed in the kids room. Now a days if you had live in help they would expect their own apartment...with AC and cable TV of course.

I think we would have less unemployment if we let folk do unskilled labor for unskilled labor wages. Not to mention paying the neighbor kid to cut my grass shouldn't be a federal offense.

Gold thoughts

July 22nd, 2009 at 09:41 am

"What if we saw gold for what it is?" he says meditatively. "Gold is pretty but virtually useless. Somebody decided it has worth, and everybody accepted this decision. The natives in the Americas thought Europeans were insane because of their lust for such a useless yellow substance."

from guy living in a cave

I don't begrudge him his cave, but living like a raven, on the discards of others, is hardly a Christian life. Though if it floats his boat, it certainly doesn't hurt me, so have at it.

The comment on Gold however I agree with. I see not use for the stuff, pretty occasionally, but usually..it is more trouble than it is worth. (really worth, not what some guy in a suit will pay for it.)

And BTW, I have never said 'I will just die without X'....Either women of ancient times were idiots, or the writers of history only remembered the idiots. "I'll die without Rapunzel lettuce", "I shall die without more gold, this gem, that life sent away".

I have read "I shall die if you don't' more times in the past week than I ever care to recall again - from Genesis and old fairy tales.

Wish them enough

July 21st, 2009 at 12:42 pm

I was thinking on how different folk want 'the best' for their kids.

I don't. Oh don't get me wrong I could think of quite a few good things to do with a spare million, but truth is them being better people than I is more important than them having more than I do/did.

I want them to have financial skills earlier than I, but am ok with them not having more money.

I want them to be better educated than I, but am fine with them not wanting a degree. (certainly no need of a 'brand name' one)

I would like if they could travel more than I have, but I don't need it on chartered jets. A mission trip or the like would do them better.

All the things I want for my kids, are not cheap, but are also not so costly that we cannot manage them.

And the biggest things, are free. Lessons in honesty, love, integrity, compassion, history, peace, empathy, cultures...

free but not easy. Would be easier if all I wanted for them was a fairy tale childhood.

Lazy day Sundays

July 20th, 2009 at 11:20 am

Some folk get things done on Sunday, others do nothing. I fall into the nothing category, I wish I had some sort of drive to get tons of things done, but in general that has to wait till Monday. And quite frankly I could sit on my rear end all day if left alone.

I wonder what makes some folk driven and others a well Lazy?

Though Lazy or no, things must get done.


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