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Finances and Flylady

April 24th, 2006 at 02:30 pm

I actually discovered that my finances were a mess because of flylady.

Let me back up a bit. I am a disorganized person with a todo list a mile long, who always managed to pull it together for the occassion, just don't supprise me!

Well any parent will tell you kids are nothing but suprises! I discovered after having my first that my last minute ditch for paying bills or cleaning up the clutter were not going to work. Guranteed when I needed that 5 or 10 minutes of work, my son was going to need me. No matter that for the past week he took a nap at this time or played on the floor, whatever, today when I need the time that is when he would have a problem.

I tried to do it my way for months, Mostly I managed, but then I had my DD, now I had two kids needing me when I was supposed to be working, all my bandaid solutions were falling appart, I was paying overdraft fees and CC bills were piling up (using the CC to try and avoid the overdraft fees!)

I found Flylady and discovered I was not alone! I struggled with the idea that a routine is worthless when it is constantly interupted and finally hit uppon the perpetual todo list, when I am done fixing the kid 'emergency' (potty, sharing, booboos, whatever) I would go right back to wherever I was on my list. Simple right? but if my list wasn't written down, I would lose my place!

After I managed all that, life was much easier, and I again managed to get it all together err mostly. Then I discovered I had time for that dreaded thing I kept pushing further and further down the todo list in hopes it would disapear, the checkbook balancing! At first I tried dusting instead (another dreaded chore) but I discovered a calculator was still better than the duster, so I went back to the checkbook. I needed help! and Savingadvice was there for me, lots of little ideas, lots of encouragement, and best of all no telling me what an idiot I had been!

Now I have things mostly in order, but I am slipping I can't balance the checkbook a math error is escaping me, and the longer I avoid it the more hopeless I feel.

(BTW I still don't dust!)

7 Responses to “Finances and Flylady”

  1. PRICEPLUS Says:

    Usually balancing the checkbook is a horror show for me because I am forever transposing numbers or making simple subtraction and/or addition errors. Sometimes I rise earlier than usual and use the quiet time for things such as the checkbook. I look at it as a game. It is almost like being a detective. The feeling I get when I figure out what I did wrong is particularly satisfying. Best of luck with the checkbook.

  2. contrary1 Says:

    I don't balance the checkbook.........I only tried once in my life, with help no less. I seriously have a difficulty when it comes to numbers, either written or given to me verbally. I compensate however, with a big cushion in my checkbook. I don't have an ATM card, I'm the only one on this account and I've never had a bank charge... So, my system works for me.

    Dusting.........hmmm.........I don't do that either. I've given up on "stuff" that used to sit around my house, got rid of most all of it..... Switching to lower wattage light bulbs makes it hard to see the dust.........and then there is my luxury of having a weekly housekeeper. I'll cut almost everything else out of the budget in order to still have him here.

    Flylady got me on track too..............better go polish that sink!!! Smile

  3. PrincessPerky Says:

    Well I pulled it out last night to try again, got sidetrack3ed reading up on old issues of the family magazine (back when we splurged on paper and ink). I guess I will try again tonight to at least get the reciepts written in. Glad to know I am not alone in my troubles.

  4. Jen Says:

    Have you thought about using software to manage your money? It helps avoid all of the simple math errors that can really frustrate a person. I know that the cost of Quicken or MS Money can seem prohibitive, but look at the grief it could sabe you in the long run. There is also the chance that it came preinstalled on your computer--look through your programs to see if you have financial software on your computer. Finally, you can buy old versions of the software at discount outlets like Ross and TJ Maxx.

  5. markio26 Says:

    i balance the checkbook every 6 months against the statements... just to be certain everything is okay.. i know the bank can make a mistake too... one time i deposited money and they put it into someone else's account... thank goodness i keep every receipt for years... so, it took them several weeks to deposit it into my account... then another time a point of purchase was charged to my account and it was not my purchase.. had to have that cleared from my account...

  6. PrincessPerky Says:

    I found my error!!!!

    I have never found a bank error, but I feel more comfortable knowing my total is correct.

    I thought about computer programs, but the error was me adding instead of subtracting, unless the program notices which company pays not takes it still wouldn't help!

  7. PrincessPerky Says:

    Heh, trouble is I 'fell better' more than I 'feel better'!!! Smile

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