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No heat still

November 4th, 2010 at 10:05 am

It is now Nov 4th and we still haven't turned on the heat. I think that is a record? but not sure as I have a terrible memory.

I would like to make it as close to Thanksgiving as possible. I'll settle for after Veterans day.

Mostly it is kinda easy here in NC, mid day is plenty warm, and night time is snuggled under blankets, it is early morning that is getting uncomfortable.

Time to fire up the kettle and make some hot tea in the AM to wake up too!

hmm wonder if I made some before bed and put it in my super thermos thing it would still be hot in the AM? I think I will have to check tonight!

Computer is back!

October 29th, 2010 at 04:55 pm

My computer was down for weeks with some virus trouble. I finally have it back, been catching up on everything.

Still no job, though several more interviews.

Talked with a friend the other day who was lamenting her lack of money for medicine. She found some by the end, it was the cash she had to pay for her other kids fun class.

Now I am sure that choice is frustrating, but when her kid flipped out over losing her thing, the mom could treat it as a lesson in compassion and priorities...or she could join in the pity party.

I don't know which she did, but I hope it was the lesson. A hard one to be sure, but a good one.

Job interview Monday!

October 2nd, 2010 at 10:00 am

For a job that would pay better than the last!

And it is a smidgen closer.

Hoping all goes well and things work out the way they are supposed to.

We have already been chatting about how we would allocate money if we get more.

Of course first up is to put money in savings to build it back up.

Then we will be trying to work out deals with folk we know for them to drive the kids to the various classes we have been taking advantage of when he is home. Most are really cheap, and they fit mostly in our budget, but without him to drive, We will need to work something out.

And I broached the subject of buying more hormone free foods. I don't know if he will go for it, but it sure would be nice.

After that I want to pay more on the house. Would love to actually own this place.

Skiping the annual rant- I hope

September 29th, 2010 at 10:31 am

I just read this lovely post and since she said things so nice and sweet I feel no need to add more.



http://momsmustardseeds.blogspot.com/2010/09/to-santa-or-not...

though it is early, we shall see how the first typical Christmas questions go.

Clutter lost a bill

September 28th, 2010 at 10:01 am

I just got the phone bill. A two month phone bill, and a 'last notice at that. Apparently I lost the last two bills on my desk. I am really glad I finally did something about this desk. There is more to do, but at least I got the bills paid.

Clutter always costs me, in energy, time, and money.

The bad news is I have been spending the week doing a fancy balletic type dance around the obstacle course of rearranged misplaced piles of stuff. Slowly shrinking piles, bu still it hasn't been fun.

It is times like this that make me want to throw up my hands and demand a larger house. 3 bedroom 1100 sq ft house for 7 of us is really hard.

But plenty have it worse.

Idiotic commercial

September 15th, 2010 at 02:25 pm

I just watched a comercial on youtube for contacts.

some kid with glasses in a school hall, then I ignored it to watch the video (Tim Hawkins on homeschooling halarious)

then glanced back and it says "I see him in the halls every day"

then she morphs to not having glasses, and flips to "Someday I will have the guts to say HI"

now I missed something in between, but....

really a commercial that says you can only talk to folk with contacts?

I wear glasses, and I do recall not liking them as a teen. I wore contacts for a few years, during which time my eyes went from kinda bad to horrible.

I have no objection to letting my kids try contacts if desired. I object to straight up saying contacts are required for popularity or whatever.

Movies that show girls and geeks getting makeovers that always require contacts are more than enough thanks.

Time is expensive

September 10th, 2010 at 10:59 am

After spending a good deal of time at the park and wondering why we don't have time to do it more, I started noticing I might not be managing my time quite as well as I would like.

Some time use is unavoidable, I can't shrink my sleep any less than about 8 or 9 hours (interrupted by a baby) Call it 8.5 for ease of math.

I can't shrink the time I spend with potty business (diapers helping kids, and of course my own) which is actually about an hour a day. More on a bad day.

Total 9.5

And meals are already pretty short, between prep, eating and clean up about an hour each, two for dinner.

Total 13.5

Then there is putting kids to bed/nap, considering I am just 'directing' for most of it, why does it take so long? At least an hour a night, plus naptime reading. Call it an hour and half. (snack, teeth, face, changing clothes, story, prayer, and tucking them in one at a time)

Total 15 hours

So that leaves 9 hours a day for education cleaning and computer 'work' (bills co-op, scouts) and non work (FB, email, surfing)

Am I really using those 9 hours well? I dunno. I mean the kids are certainly educated, the house could be worse, and the bills paid.


Oops forgot to add up how much time I spend feeding the baby.

I might have to work on my time management. Or maybe I just need to not have a baby to feed all the time...and a bit less FBing.

Interview today

September 3rd, 2010 at 10:28 am

Husband is still not home from his morning interview. I have mixed feelings. On the one hand I want to be a responsible adult and of course taking govt money doesn't qualify. ON the other hand I like having my husband around.

this is why unemployment is a bad idea. If money were an issue of course I would be wholeheartedly behind him getting a real full time job...for the money.

But as it is.. I can so see the lure of letting the govt take care of it all, even if it isn't the optimum for long term goals.

Not that we will do anything to jeopardize this job opportunity, even if it does mean travel away from family.

resume requested, writing, and the gimmies

September 2nd, 2010 at 08:48 am

Husband sent his resume out to several folk who requested it as jobs opened up at their workplace.

Plus he has been writing again. A couple small articles got him back in the mood and he is working on a children's book.

I dunno if it will pan out, but I am glad he has this chance to try. So long as he actually works on writing not more FB games....

Money is pretty much on autopilot, though my desires are spiking lately. Weddings and trips, and of course not being quite as exhausted (pregnancy is way harder than nursing), leaves me with time to get the gimmies.

I recently thwarted a severe case of the gimmies by asking my MIL for a bunch of paper case boxes. She can get one or two a week from work. I used them to organize the kids out of season out of size clothes. So now my daughters' closet is all nice and neatly stacked with boxes labeled roughly by size.

I had wanted new shelving or some nify container store baskets, or something fun. The boxes do the trick for free. Only I need more to do my sons closet. (with 5 kids and some clothes bigger than the oldests, I have a lot of clothes even though I tend to only save 3 or 5 outfits each size)

Though all those clothes is one reason why our clothing budget is almost nill. We buy warm stocking for girls in winter (err for the oldest girl, the younger gets the hand-me-downs) and underwear, occasionally socks (though if your socks are full of holes from sticking a pencil in them, buy your own!)

Money is a royal PIA, and getting in the way of life

August 16th, 2010 at 05:58 pm

I so love having my husband around, other than the few hours he is putting resume's in and taking care of that stuff, he is here hanging with the kids.

Doing some coupon-ing, housework, building stuff with the kids, teaching them to swim. And of course the closer we get to the fall the more volunteer work he gets to do. I could so get used to him around all the time.

I just don't know how to turn anything into a enough money he can stay.

I am not my FB account

August 7th, 2010 at 08:18 pm

I recently posted an anti environmentalist photo on my FB wall, as soon as I hit 'share' I realized it was asking for complaints from some of my 'friends'.

Folk who really know me IRL, are aware I am pretty much a treehugger. Nothing to fancy, but in general we choose the so called 'greener' way.

You just can't tell from my FB wall. I don't post every time I fill up a bottle of water for a trip to the park.

If I restricted my wall to only folk who really knew me..well I think I might have 3 friends..one of whom is my husband.

But you are wrong!!!!

August 6th, 2010 at 12:02 pm

Ever have on e of those days where you really want to point out how wrong someone is?

I am having one of those weeks, and it is a big waste of time. I type up a comment explaining how wrong something is, then I delete it because it isn't very nice. then I draft two or three other ones trying to get my point across nicely.

Really the internet is not the place to make converts. It is not a place to have intellectual debates, and it isn't the place to challenge anyones fundamental ideas.

I know, I know. But that blogger is wrong! If they could just use a little logic on their own comments and read my information they would see!

Ah well, thank goodness for this nice community that will not berate me for saying it is spelled vain, and that boundaries are important for kids.

You prolly wont even mind that this post is not financial.

So one of these days I am going to have to learn how to spell probly, probebly, probably, whatever.

Then try it differently...

August 3rd, 2010 at 10:01 am

So I just commented on why I don't watch other peoples kids..I'm too antisocial.

And then I thought a bit more about it...if someone was complaining to me about money I would have lots of answers. Ranging from:

'Tough, get over it you need the money' to ....

'Well then watch kids for shorter times.'

It is very easy to shut an idea down at first glance. But if I keep looking I might find a way to make it work.

Have to find something to do

August 2nd, 2010 at 07:28 pm

Heard the job was filled, we didn't get it.

Not that unemployment is running out anytime soon. The govt is doing it's darnedest to make sure we never have to work again. I figure eventually the magic money printing machine will break. I just hope it isn't due to bloodshed.

Anyway.

In light of that, I figure we have to adjust the budget. Right now roughly 2K comes in, and roughly 2K goes out. Compared to the average American that is fine. But I would prefer to see the savings going up.

Just haven't figured out where to make the change yet.

Though we did turn the air off for over 24 hours. Right now the house is pretty comfortable, I doubt that will last.

I really think we are at our comfort limit for reducing bills. Not that I can't see ways to reduce, I know many of our expenses are luxury (chocolate, and hot water to name my two favorites). I just really am not interested in reducing them right now.

So I really think we need to find some alternate sources of income. I just dunno where, I have no talents myself. And the perfectionist in me wont sell anything done with my less than perfect skills.

I don't want to share

July 27th, 2010 at 09:48 am

I haven't' been posting very much lately. But I do love this site. I love the friendly relaxed atmosphere. I love how kind and considerate most are. I love how advice is freely given, even to the millionth person asking about EFs and such. There is info on saving, investing coupons, and cooking.

In short this is the perfect site for folk looking to get out of debt and get smart about money.

But it is also the one wonderful place I can go to be private. I can vent, whine, post about my holiday problems, or success with saving. Whatever.

While I am sure there are folk here who think I am an idiot, they are kind enough not to tell me. I can't see their faces when they read my posts, so I remain blissfully ignorant.

I can post about how much money we do, or do not, have. Without worry that someone will judge me. Ok so I am sure some folk do, but they don't tell me so.

I have a friend IRL, who could really use some money advice, and part of me wants to share the link here with her....but more of me would rather complain about her money habits......

I suppose if I ever decide to be nice and share I should delete this post.

New plan when I win the lottery

July 9th, 2010 at 06:56 am

I am going to revamp the back yard and have it certified as a 'natural wildlife habitat' and revamp the front yard as part of a 'playborhood'

found this website yesterday http://playborhood.com/site/article/our_front_yard_family_ro...

love the fountain in the front, and love the idea of playable space.

However folk shouldn't glare at cars just trying to go home...they should politly thank them for waiting while the kids get out of the way. (and promptly return)

BTW I do not play the lottery...and yes I would do this while looking for a larger house, the 7 of us are a bit snug here.