I sent my husband off to the store yesterday with the few coupons we had and a traditional list.

He came home with a wii game and a camera thing.

Now yes the Wii game was bought by my son with his recent gift money, and the camera thing was on sale for $5, from $20ish.

BUT, still. Just because you get a few things free doesn't mean you get to go spending that savings on other items!

Cracked on Credit cards

I normally do not share their links no matter how funny/informative, because they have a serious lack of regard for polite language. I realize it seems silly to complain about swearing on a site that spends more time on gutter jokes than anywhere else, but still I do complain.

Todays is a lovely funny example of why credit card minimums are useless.

* We got our annual update from the mortgage, apparently taxes are going up. We have a choice as always to pay a lump sum now and keep the payment the same or pay more over the next 12 months. Usually I pay upfront, but this time we will let the mortgage go up. We have the money in savings now, but since there is no promise of income anytime soon, we might as well leave spare in the savings and take our time draining it.

** Yesterday was another day out of the house with no eating out. We packed some snacks, and a late lunch and more snacks before coming home to a late dinner. The day at the local science center even had free parking due to a new exhibit opening. The kids loved it, and even though we were dog tired by the end, it was a good day.
Bringing my Feb total up to 12 points.

***I was asked to be the 'Daisy coordinator' next fall for the local GS council. On the one hand that is a relatively easy job...on the other, I don't need another volunteer job!

****Speaking of GS, apparently the council lady in charge (dunno her official title) has only one computer with two teen kids! Can you imagine only one computer? I know plenty of folk manage, but.....I can't! (or rather I am REALLY grateful I don't have to!)

Really, I love modern convenience.

Some things are not as good the new way (pudding, real pudding, or better yet mousse, is so worth someone else putting the effort into it). But technology makes so many other things so much better!

I just plopped down spent 5 minutes (including typing this rave review) and paid two bills, no stamp, no walk in the rain to the mailbox, and no worry that I will forget, bills are paid or scheduled to be paid in an instant.

So my bill for the cable internet came today, with the back of the envelope saying:

Your TV DESERVES it.
Your Laptop NEEDS it.
Your phone WANTS it.

Really, my TV (which I don't own) is sitting there thinking all the hard work it was designed to do, has somehow earned it some fancy company package? (we use computer monitor to view videos)

My laptop (which is rarely used) is somehow languishing without the package? Like the MSoffice I use it for most will not manage without? Admittedly my husbands laptop is used frequently (and online), but I just don't think we can afford this fancy 'NEED'.

Ah now the Phone and it's WANT, I get that, I want a lot of things. Though I am not an inanimate object. Who knew they had wants too.

I guess someone will be reporting me to the ACLU for electronics. Such cruelty ignoring my items NEEDS.

I think it is a format I will keep up with, I often have random thoughts, ideas, or just plain share what we have been doing.

Folk I know IRL seem to like the posts, so figured if anyone on here was interested I can give you the link. But going to stop putting education stuff here on a finance blog.

though my homeschooling is cheap, it isn't really related to finances. And since I rarely ever think about the cost of what we do (cause there rarely is one) I am not very good at mentioning it.

Besides I don't want IRL folk to come here and see what my finances are, or are not. And I need a place to vent about my friends lack of financial skill. Don't want to mix this private forum, with IRL.

Anyway if you miss the education notes, leave a comment and I will get you a link.

So far in trying to keep up with the 30 in 30 challenge, I honestly have been sorting out lots of 'stuff'. My house is cleaner, and starting to have more of a 'place for everything' (but not the bedroom)

And yet, most of the stuff going out is just garbage, other than the kids clothes.

Not that I am complaining about cleaning, just was hoping to have more of a profit, or at least less junk by the end of the month.

Oh well, hoping to keep going into Feb, might manage to get rid of more once I can really tackle the bedroom.

The short answer to how one is financially secure, is really simple, spend less than you make.

The specifics might be a bit harder, though not really.

1. Stop buying stuff you don't need (I said NEED not usable-just because you will use something doesn't make it a need)
2. Stop acting like your home is a castle, temperature control, fancy wall hangings, are fun, not a right.

And finally:
3. Take any splurges that fit under the income and ENJOY them, with all caps, don't scarf a pop 'just because'. Drink the kind you like when you can afford it and taste it. Savor your chocolate, or long shower, or Latte, whatever it is, if you can afford it, ENJOY it, makes the moments last longer and be worth more.


Not that I don't identify with the trouble of picking which splurges are worth it, and choosing just how much less than ones income to spend. I just don't get folk surprised when that mortgage comes around again, when I can SEE where their money is going. (and it isn't being savored)

I even understand how hard it is to give up ones own splurges...I don't want to give up any more of mine...and the govt has kindly offered to pay for many more of mine if I asked (really I can't believe how much I could get from the govt if I asked)

And I can identify with the trouble of splurge now vs save for later, I could cut back better and continue to save on unemployment..or I could keep it steady. eh somehow the whole 'he will get a job soon' makes it hard to save. But not hard to pay the bills first.

That is the line so many folk have crossed and left so far behind they haven't a clue where it went!

I have seen some folk I know taking a hard look at finances and finding leaks, plugging them up and getting on track. I am impressed with the speed some of them have turned around finding the line (some still on the wrong side of it, but hope is in sight)

I have also seen many more assuming my husband and I are 'lucky'. Luck is what you call someone else's successes when you wont work hard yourself. (performers, and athletes excluded-they are lucky to make it-though hard work doesn't hurt their chances either)

The secret to financial independence on the other hand is a bit more complicated - but not much.

I just spent hours (literally) getting the cub scout newsletter together for this weeks pack show. And what do I have to show for it? A digital file to be emailed to the printer.... Somehow having a stack of newsletters would seem more fulfilling, than an email.

Ah well, Tuesday night I shall have my stack, and be way to busy to contemplate it.

Wonder if folk know how LONG it takes to put together a couple articles, finding clip art, composing articles from other sources, resizing (and resizing). All for one short 4 pg newsletter.

So today I tackled the 'top' of the desk, has space for file folders and the like. Much of it is books, but the papers needed work. (BTW quite proud to note the 'bottom' is still relativly clean, 5 minutes today and a stack of sewing is all that mars the smooth black surface .)

Above I found TONS of paper, some to be put for the kids to color on, some to be recycled. And a few important items I needed. BUt the end result, the top of the desk still looks full of papers, .

I do have most everything in file folders and a good start at sorting, but, looking at the ends of file folders is not pretty. I need to find some way to hide them, without losing space.

So can I count each individual piece of paper for the purge? Actually I think it would be more fair to go by file folder full (3 of them) or something, cause I do think credit is deserved for purging, but, don't think page by page is fair!

Husband spent the day in the bedroom sorting out countless items, I peeked at one point and the bed was covered in 'stuff' 20 minutes later the bed was cleared, but at no point did the room look much better! So much work, so little effect. (not his fault btw, the room is terrible)

Ah well I know he did throw away one grocery bag of 'stuff', and one of paper to recycle.

Nothing has gotten done these past two days, yesterday I had a headache and the 'poor me's (poor tired me with a headache .)

Today I am HUNGRY! The kind of hunger that will not go away. And I mean the painful, man I have to eat, not just oh kinda hungry. I keep eating and eating and it just wont quit! I had a short break while EL napped in my arms, after heating peanut butter, a potato with cheese, some chicken, and chocolate and milk.

But 40 minutes later the hunger is back and painful!

I love having my husband here. I really do. And I can't quite understand anyone being bored being home.

Of course we have 4 kids, plenty of activities, and we home school. So not much down time even with him home.

And with the govt giving us unemployment practically forever we could live like this. And with our savings being decent, not great, but decent, we could keep this up for a LOOONG time.

Course if my husband was working 40 hours to bring in the little paycheck, it would suck. But since he is here it is a lovely tradeoff, I can skip eating out for months in return for him around!

Not that he isn't looking, but...did I mention I would love to find an at home income?

Though I am glad that our lifestyle is already more spartan than the average American, it would suck to have to give up everything.

As it is we live rather cheap and only the real extras have to go. My friends who have houses with heat at 75 and oreos with pop for every lunch wonder why we are not crushed with bills.

I did make some laundry soap and give it to a friend to try, dunno if she grasps why 5 for 10 gallons can help me pay my bills, but I hope so. I also promised another friend a bucket of it, and prolly will offer some to a third. It is really easy to make, and honestly amazes us how cheap it is. Wonder if I can get a little under the table business selling the stuff. Charge a dollar for a big bucket of it, and sell to 5 folk I make the price back .

ETA

Momfrom Misourii blog with laundry soap
scroll down on the left side for soap and misc recipes

First it was breakfast cake, then cheese crackers, then a cheese loaf, some peanut butter cookies and finally brownies.

Baking isn't my cheapest hobby, but I do like it. I tend to get all into doing different things and forget that I only have one oven. I learned long ago, that having only one mixing bowl is a good thing, hard to mix up too much for the oven if you only have one bowl. As it was I did burn one batch of peanut butter cookies I blame lunch interrupting for that though.

This all started because JC has to make 'something' for the firefighters to drop off next week when the GS visits. Service project for the month.

Now what am I doing with beans for dinner?

Recipes for what I made if you like:

Breakfast cake I have been trying to make for weeks now but it never quite worked..till today. I threw out the recipe and made one up.

2 cups WW flour
1 cup oatmeal
2 tsp baking powder
cinnamon
cloves
ginger

1 cup milk
1/2 cup applesauce
1/2 cup molasses
2 eggs

Mix dry, mix wet, combine
bake at 425 in 8*13 pan, 20 minutes

If I were making it for company I would up the sugar.

Froze some for Monday, will let you know how that works. I need a quick breakfast for Co-op days.

Cheese crackers A bit of a PIA, but very good.

1 cup shredded cheese
3/4 cup WW flour use some for rolling
paprika
grnd red pepper

2-4 tblsp warm water

combine all, knead together and attempt to roll out. Sprinkle tops with salt.

Bake on stones 425 till they smell good, edges brown lightly, 10 minutes?

All the crackers were eaten within minutes of taking them out, the kids and husband and I loved them. edges are the best, so cutting them into strips or something would be good. I also think a finer shred of cheese would be easier to roll out.

Cheese loaf didn't turn out well, I discovered I was out of spinach, and onion powder, and too lazy to make muffins, so tried a loaf. Only GMC really liked it. Not likely to repeat.

peanut butter cookies absolutely dreamy, the best peanut butter cookies I have ever made.

2 cups peanut butter
1 and 2/3 cup brown sugar
1/3 cup WW flour
2 eggs

Mix all, roll in sugar and press with fork.

Bake 375 till they smell perfect...about 10 minutes.

I had to double the original (who ever heard of only making a dozen cookies?) and subbed 1/3 cup flour for sugar, brown sugar is too moist, but I like the flavor better adding flour fixed it.

Brownies are pretty much the recipe on the back of unsweetened bakers chocolate, but I use whole wheat flour and brown sugar, plus a different brand of chocolate (same taste, cheaper brand)

I have found that if you sub whole wheat flour, it is dryer, while if you sub brown sugar it is wetter, so long as you sub both you rarely need to adjust.

Though using liquid sugar causes some issues.

I got the surface of the desk cleared off, but the sewing pile is stil there a higher than my head, and the basket of 'desk stuff to be sorted' is rather over stuffed.

But I learned my mouse doesn't like a cleared desk, apparently dust and who knows what else were helping the connection! (It is one of those wireless laser things)

Also cleared most of the 'pass thru' meaning catch all counter, off. Mostly put little trinkets away, a marble here, a hair thing there, and what not.

Managed to toss a doll house chair that was unrepairable, along with some spare craft tidbits, and a ruined picture. Plus misc. broken bits and bobs. so 5ish points for trash. (least it is no longer clutter in my house!)

Unfortunately nothing sell-able .

Still need more work on my desk (only the surface was done today) and the pass through, and the laundry room. And horror of horrors my room. Not looking forward to that. I may have to break it up into sections, a dresser one day, a bedside table another, bookcase, and so on.

I am pleased with the progress and that it is all getting done along with education of the kids and general cleaning of the house. (those dishes, laundry, floors, bathrooms, and such will keep needing done no matter how bad a shelf needs cleaned out)

All done, and would you believe it right as I finished packing up clothes to give away, I got a call from a friend wanting to know if I needed her hand me downs!

I hated to say no, but I honestly could not deal with more clothes right now!

All the stuff is slated to go to church on Sunday to be passed along to various folk, so I will get real points for real stuff, as opposed to garbage, next week.

Now a new goal for purging, my bedroom, my desk or the laundry room? Have to see what sounds the least dreadful tomorrow.

I just got a big bag of hand me downs from friends. Went through and kept about half, another half will be passed along to a smaller girl than EL.

So can I count any of the purge as part of my 30 in 30?

Actually I have high hopes of going through the kids dressers tomorrow to narrow down the supplies to something that actually fits in them without them looking like over stuffed chairs seems bulging. Really, I have planned on this for oh months, but really tomorrow, honest.

Packed up three boxes of 'stuff' rearanged a bit and once again I have a large living room. Well not really it is perfectly normal sized, but seems rather big once you take out the tree.

We have been looking to get more lights for the tree, though in light of our job situation it seems the wrong time. The stores agreed and no one had any decent sales on light strands.

The other day I removed an old piece of art from the wall (GS thing) and GMC said 'wow the room looks so much bigger now!'

It is amazing what difference wall art or a tree can make.

Unfortunately the only think I purged in the clean up was one cardboard box, that I didn't even purge I dumped in the garage.

Do I get any points for taking things off the todo list?

I had a nightmare, with the pulse racing, fear inducing hormones and all, that my husband had gone and gotten a bunch of silly piercings (all on his ear) and spent around $900 while I was sleeping one night!

The ridiculous things that seem real in dreams never cease to amaze me.

Upon review of the dream while EL was pestering me at 3am I decided the house we had was rather nice, seemed to be deep in the woods, with plenty of space for kids to roam, yet neighbors not to far off. (the one lady came over to console me in my tears)

Of course my husband would never go spending our money willy nilly like that, and certainly not by putting a pound of silver in his ear (really it was like a dozen piercings, some sort of dragon cuff, that admittedly was cool looking, and some extra metal I never did figure out how it stayed on his ear, his whole head should have been drifting to the left to accommodate the metal!)

Money wise we are fairly on the same page, not the smartest page, but it is the same one. We never really find money to be worthy of argument, and I just don't see why it could be. I have no desire to control money, but I also will not shirk from my duty (someone has to pay bills). I can see where a couple with wildly different money habits could run into trouble, but thankfully we have none (except for those nightmares!)

I emptied the cupboard and rearanged, unfortunatly most of the stuff was useful. So now it is pretty and organized but all I am getting rid of is one grocery bag of garbage (mostly expired medicine, hardly ever use anything so tend not to notice), and one box of crafty things.

The craft stuff I thought of a good idea for, I can take it to the co-op next month when it is my turn to do some kind of hands on thing, and let the kids be creative with whatever is in the box, I figure a few suggestions like a doll house, or furniture, or making animals or dragons, and let them just do what kids do best. Though it would annoy me to no end, my kids like that sort of thing. and the supplies would be stored at the church, not my home.

Going to count the 'out' as 5 points, there were far more than 5 things, but it was just tossed, and I don't feel like counting. Giving Husband 5 for his paper to, same reason.

Alas low on points, but high on satisfaction here.

I have really been trying to convince myself to get motivated to purge, so

Wild Blue Yonder's challenge (Fern)comes at a perfect time!

Now to convince my husband to join, would be a good use of his time to sell some things on ebay, though I know that is not always as easy as simply listing, from what I have seen he does a great deal of research first.

In general I keep up with kitchen and kid 'stuff' all year long, but I think some effort really needs spent on my room, and on the hall cupboard, no idea what sort of stuff is in there.

In other news selling unopened gifts That is one way to make money!

* We got our first unemployment check, enough to pay bills with, but not enough to restock the EF of course. In any event that pushes the end of the world off by a couple months. Now we just have to deposit it, and go with the whole not spending thing for a few months. So far Husband has applied for several jobs, and been doing a bit of writing to see if he can make a go at it.

* I so want

one! but not in my house, in a dedicated office or a garage this would be PERFECT. Maybe a Teen geek bedroom, but not my living room. I can totally see my sons bedroom having this if they had room. (bunk bed on one wall pirate flag on another, window and cupboard fill the other two) You could prolly take a cheap old dirty yellowed case and spray paint it to match the room decor.

* I did manage to complete my day of breakfast with waffles and bacon for dinner yesterday. So far today has been no cooking, doubt I will continue that for dinner, prolly potatoes instead, maybe rice. I dunno. It never ceases to amaze me how HARD it can be to cook EVERY single day! sheesh

* Apparently watching movies can be good for you, if they are the right kind. Some actually look like something I would enjoy.

*Got a shock when I checked my bank total today, say 100 something figured they took the mortgage and the unemployment wasn't deposited, then I saw some sort of wire transfer with fee as top heading! Was about to go wake up the house to track down who was spending our money...till I realized it was husbands account and he used it for some sort of ebay purchase back in May. Our checking is doing fine, thought they did not take the mortgage out yet, assume the holiday has something to do with it.

*Also discovered I had not stopped the auto savings yet. Guess I aught to. My 'dirty' math (meaning heavily rounded) gives us 2K in, 1.5K out(house, sewer, water, cable, gas, electric, phone, health) plus food/car gas. So not really anything left to save. Though it also points out that the govt is rather wasteful if I have no need to cut my cable internet or fancy phone when my husband loses a job. Not to mention I could go sign up for govt food, medical and WIC (more food) anytime. (Could have before husband lost job) Might do the medical soon, might not.

*GS cookies are for sale! if you happen to live in NC that is. Ask your local girls for your favorite flavor, 3.50 a box. Mine is Samoas, though the Tagalongs are delish and no year is complete without frozen thin mints!

For the past two years I have made simple cloth bags for my gifts, I don't have a lot, not even enough to wrap all my family, but they are easy and quick. I was wondering, if anyone would pay for one. If so I guess I can add one thing to my marketable skills list.

I looked on Etsy but didn't see anything like them on there (the ones sold tend to be very thin material, risking seeing through the bag, and have ribbon tie tops, which I think are not very 'clean' or pretty.

Course if I did try to make money on some, I would have to borrow a sewing machine, I am not that fast by hand. But I know a friend who would gladly loan me hers, maybe even go to her house to do the work, leaving the kids (and their interruptions) with husband.

I have seen many a price tag on paper gift bags for 1$, the materials for the cloth could be that cheap, but then would have to add, 20 cent listing fee (on Etsy) plus 3.5% to them if it sells, plus my time.

I could use some upcyled materials to make them cheaper sometimes, I already get more hand me downs than I know what to do with, and sewing a stain to the inside of a bag wouldn't be noticed (wrong sides get sewn together so you would have to rip out seams to see them) would be an earth friendly gift bag, Wonder if that helps or hurts sales.....

Not sure it would be profitable or not, even if folk would buy them. Also something my kids could learn to make quickly (all straight seams) - not that I would sell theirs as mine, but they could make the ones for the family and such (right now no one outside of my immediate family has ever received one, to afraid I wouldn't get it back!)

Not sure if I should keep thinking on it, or move on.

So my husband was recently 'downsized' which is to say in a job where the bosses are constantly asking for permission to hire someone, he was let go.

Which means, I have had the best Christmas ever! No really, husband is home, he is helping with all the details of daily life, and we have plenty of money in the EF to cover bills for awhile, so worry is pushed off to the distant future.

Giving me time to wonder just how I could extend this lifestyle. Oh sure I could call up some welfare lifers and find out how to game the system, but...I can't in good conscience (darn ethics).

Unfortunately I have few marketable skills:
1. Teaching young kids, the general sale of is far to time consuming (never mind that my kids learn all the basics and then some in less than 10 hours a week, you can't sell parents on that, least not ones who pay well.)
2. Baking a small select number of healthy goodies, the quality of which is greatly effected by the number of interruptions my kids make. The govt regulations on the sale of said goods suggests only the rich and the criminal can make money that way.

Ah well. Maybe my husbands skills are more marketable?

Can't say as I recall many presents.

I remember getting a lightbright, with a huge tub of pegs (used). And doll clothes my mother made, and a (used) chest that is in my sons room now. Plus some legos and books. Though I make no guarantee those were Christmas, could be Birthdays.

Oh and some combs...mainly I recall them because my brother and I discussed what it could be waiting for the allowed hour to wake Mom up...apparently our discussion annoyed Mom (was prolly not quiet) and we had to wait another HOUR. All because I thought the package looked like a bottle of wine. (Mom didn't believe in labels, she memorized who got what adding to the fun of guessing-including watching her guess .)

Oh and the banana and kiwi (that fuzzy fruit was never meant to be put into felt!) in my stocking...Mom grew up with fruit in a stocking, only I never liked apples or oranges, so Mom found odd alternatives . Actually stockings had a good deal of predictability (not a bad thing) toothbrush, razor once old enough (and allowed, that was how you knew you were old enough) some nuts in my brothers (I didn't like em), batteries most years, and in the toe a fruit.

That's about it.

On the other hand I remember making handkerchiefs for my grandmother, ornaments for folk, and various foodstuffs. I remember lots of fun decorating the tree, pouting because my brother got to help put the lights on and I never did. wrapping lots of gifts (dunno what they were but the fun of paper and tape remains). I remember always having to wait till after breakfast to open gifts, something I make my kids do!

I recall my brother waking me up-I never did on my own. And more recently my sons first birthday we woke him up! Well as recent as a 7 year old's first can be. I am pretty sure my daughter woke him last year.

I recall delicious potatoes and gravy at grandmas. And making the other Grandma's Molasses cookies, that have now become my signature Christmas cookie. I recall a couple batches of fudge that never tasted very good. (sorry). Though in my late teen years there was a fellow who made very good peanut butter fudge, and I ate plenty of that.

There was plenty of cutting out/decorating cookies. Though no gingerbread to my recollection. We made a log cabin out of pretzels one year though.

Oh and one of the traditions I miss the most is the minature train village at the Bhule science center (now Carnegie Science Center) It is in PA, and I live in NC, so never tend to see it.

So what of that do I hope my kids remember years from now? Mostly the tradition parts, no train to go see, but we have others. And no fruit or nuts in the stocking (though plenty of it around the house), but they do have one, and it does always have a toothbrush.

Fudge was good.

Sloppy joes were more of a turkey casserole since I dumped cornbread(which was fine minus the eggs) on top with carrots and gravy (hey it was a use up leftovers dinner) -speaking of dinner, wonder what's for dinner tonight? Potato something?

Gingerbread was a bit dry, but that actually makes houses easier, so that worked out (even decorated in time with room to spare)

We survived the day at church for carol sing -saved song booklets for tonights pack party, managed the scout leaders meeting, survived doing three sessions for co-op (one leader too busy to plan her hour, one out with sick kid, and my usual) Thank goodness the 4th mom was ready with her music/art. (I can't even spell Tchaikovsky....)

And minutes done for leaders meeting, newsletter minutes away from completion...if only I had the GS stuff for tonight, but thankfully there are two other leaders and they really don't need me. Did manage to wash the church towels to return tonight, and the co-op ones.

Have to get healthy -ish food ready for tonight, and guess not going to manage fudge in time for leader presents, unless I kick husband out right now to buy some missing ingredients (there are limits). Maybe I should make more PB/honey fudge, don't think anyone is allergic to it? Can't do cookies no eggs (I know, no surprise there)

oh and I need a shower, plus tidy up the living room..think I will kick kids out of shower and assign the living room to them!

Oh and apparently according to my husband I am 'becoming more svelte' guess that new Wii game is good for me! (outdoor adventure, with a mat, lots of jumping some running in place and the like)

Now if only I could find the bottom of my desk, wonder if bills are paid? Thank goodness for online banking and auto drafts!

I very poorly juggle GS, CS, CE, Co-op, and Parenting. Honestly I can't even catch one ball much less juggle 5....

Last night was the GS Court of Awards, I was in charge of the newsletter and cooking info. Not only did I put off the newsletter till 3 hours before the meeting (which with google groups down I was unable to get photos for), I also never looked up the cooking info, so had to scramble to find it hidden in the paperwork during the parent meeting.

Next week is the CS pack party, again I need a newsletter, need to make sure proper folk have awards for advancement, and need to fund folk to bring snacks. Plus derby cars, derby rules need finalized and a CS leaders meeting run, with details of finances, a spring camping trip, and popcorn. Wonder if I reserved the FLC?

Tonight is music class and I am supposed to help with costumes for the pageant, I don't machine sew and I have no creativity, not to mention I have little patience with kids...So I really do not want to do it. I tried to quit the CE team, and was told 'nu-uh I am counting on you'.

I need to get the GS camping trip for Spring details together, as well as go to a roundtable Thursday (with covered dish for potluck). Need to get half a dozen folk to pick up their popcorn, as well as find out when the prizes will be in. Need to update a contact and health info for both CS and GS, need to figure out how to get grade 5 to stop skipping Sunday school, without getting myself into leading. Also need to decide if I want to talk husband into teaching highschool.

Need to figure out why the car wont start in less than 5 minutes (turn key, click, play with lights/air/radio, try again, repeat till it works) -yes we tried a new battery.

Need to figure out who has what for Christmas, wrap what we have, make boxes for the ornaments for Sunday school teachers, co-op folk, and pastors. Buy what we do not have, make ornaments with JC and some notecards or folders or something with the Daisy paper for some of her friends. Make pumpkin muffins and fudge for all.

Oh speaking of the co-op need to figure out what we are doing Monday, make a 'Rosetta stone', get the kids a new Latin lesson, and plan January science.

On an education note, might need to do a bit more math lately, plus UE needs some more reading help, and writing, Monday he said 'I can't write cause my letters are not pretty' poor kid.

Need to sew patches on several of my sons pants, PJs and jeans. Need to sew some wrappings for Christmas, and at some point finish some cross stitch. Also realized with company we are at a limit on blankets, so either need to get someone to make one, or make one (or more)

And my house is a mess, clean laundry is piled nearly eye level on the couch, while I snuggle under a blanket at the computer whining that I don't want to do it.

Maybe I need a kick in the rear more than juggling lessons?

Woke up to a 55 house, with kids all needing showers for church. Combined with the house guests we currently have I figured it was about time to turn it on.

Might have to think of a programmable thermostat though. Sleeping at 55 is not to bad, getting up is the trouble.

Been chilly at night, but blankets and cuddling cure that problem, the only thing I wish we had was warmer sheets, nothing worse than getting up from watching a hulu episode cozy and cuddled to switch to a ICE COLD bed, though it does of course warm up quickly.

I also took to putting a blanket down on my youngest's bed rather than her cold sheet, if I don't want to leave the warmth of her for a sheet, cant see her wanting to leave me for it either!

Company coming tomorrow, so we may need to turn the heat on for them, or not they are from up north, and so far as I know not to unfrugal. Will have to see. Course sticking 4 more folk in my little house will heat it up already! If I bake or cook at all I may be wishing for open windows, happens all the time with company here, though I am never sure what they think of the temp.

Living in a varying degree house makes one a bit off on temperature judging. Sometimes I think my 'nicer' winter and summer wear is worn backwards, short sleeves in winter for visiting, and layers for summer!

So if you are ever at my house and I ask you if I need to open windows or turn the heat on, tell me honestly, I can take a layer off or fetch a sweater, but you prolly didn't arrive expecting anything other than a 74 degree constant.

Oh as to why the electric is high, seasonal baking and computers left on I think. Will have to work on the computers at least.

Lux's post got me thinking about the cost of our place, we have a mortgage so it is quite a bit higher than hers.

Using round figures, cause I am nothing if not a lazy mathmatician...

house = $35 (mortgage includes insurance, and taxes)
utilities = $5 (electric, water, gas..am I missing anything?)
ETA: Internet = $1.50

so 43ish a night? Guess better than a cheap hotel due to the amenities, but not as lovely cheap as I could wish for.

On a slightly different topic, The scouts need a cheap place to 'spend' their popcorn earnings. I would like to do something fun/big and different from 'just camping' But the only idea I have that we might be able to afford is DC..cause that is free attractions, and you can camp fairly close to the city cheap, leaves us with travel and food that I think we aught to be able to afford. 20 -30 per scout for the trip...

Anyone have any other ideas?

Not only does it dip below 60 at night, it isn't too high in the daytime.

Husband put his flannel jacket on, I asked where he was going, he said "nowhere, just cold"...truth is he doesn't have any sweaters, or sweatshirts!

Ah well, the kids manage fine, unless you are asking them to change clothes, or do something early in the morning/late at night they don't seem to care about the temperature.

so still no heat on, wonder if I can make it to Christmas? (once I passed Halloween, Thanksgiving was my new goal, and honestly this close, I might just aim for Christmas)