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Unrelated short thoughts

February 13th, 2010 at 08:05 pm

* We got our annual update from the mortgage, apparently taxes are going up. We have a choice as always to pay a lump sum now and keep the payment the same or pay more over the next 12 months. Usually I pay upfront, but this time we will let the mortgage go up. We have the money in savings now, but since there is no promise of income anytime soon, we might as well leave spare in the savings and take our time draining it.

** Yesterday was another day out of the house with no eating out. We packed some snacks, and a late lunch and more snacks before coming home to a late dinner. The day at the local science center even had free parking due to a new exhibit opening. The kids loved it, and even though we were dog tired by the end, it was a good day.
Bringing my Feb total up to 12 points.

***I was asked to be the 'Daisy coordinator' next fall for the local GS council. On the one hand that is a relatively easy job...on the other, I don't need another volunteer job!

****Speaking of GS, apparently the council lady in charge (dunno her official title) has only one computer with two teen kids! Can you imagine only one computer? I know plenty of folk manage, but.....I can't! (or rather I am REALLY grateful I don't have to!)

Does this count?

February 10th, 2010 at 08:48 pm

So it is now 10 days into February, we still have not eaten out, nor stopped at vending machines, or qickie marts.

BUT we did go to the grocery store to buy food for the scouts to make. The boys needed to make a desert for their Ach. Pudding being the easiest we stopped to grab some, and while we were there got more oranges (4 for $1), carrots, grapes (on sale), sunflower seeds (for the trail mix part of the ACH) and ....potato chips.

Yeah potato chips, so not healthy (wasn't even the fancy 'we claim we are healthy' kind. Just one greasy bag of junk. I was in the mood.

So we are either at 10 pts or 9, depending on how strict you are.

Have I mentioned how much I love online bill pay?

February 5th, 2010 at 07:56 pm

Really, I love modern convenience.

Some things are not as good the new way (pudding, real pudding, or better yet mousse, is so worth someone else putting the effort into it). But technology makes so many other things so much better!

I just plopped down spent 5 minutes (including typing this rave review) and paid two bills, no stamp, no walk in the rain to the mailbox, and no worry that I will forget, bills are paid or scheduled to be paid in an instant.

Joining the eating in challenge

February 4th, 2010 at 08:36 pm

Well this month I can totally expect a nice easy 'win' (or tie).

See eating out doesn't fall under the heading of 'things to spend on when out of work'!

I think the last time was Dec, with free pizza for kids. And I do have free pizza coupons the kids earned, but we are fully capable of getting just the kid pizza, no adult orders.

so far on day 4 of the month, we have eaten 2 meals out of the house, both were packed (one PB no J, one leftover pasta we nuked at church).

Co-op has switched to Tuesday afternoons, so I will have to make certain I always have a dinner available. With piano lessons starting before co-op I will also have to pack a lunch, two meals for the whole family out of the house every week. Plus whatever happens for Sundays.

Your TV deserves it! Laptop NEEDS, and phone WANTS!

January 31st, 2010 at 06:57 pm

So my bill for the cable internet came today, with the back of the envelope saying:

Your TV DESERVES it.
Your Laptop NEEDS it.
Your phone WANTS it.

Really, my TV (which I don't own) is sitting there thinking all the hard work it was designed to do, has somehow earned it some fancy company package? (we use computer monitor to view videos)

My laptop (which is rarely used) is somehow languishing without the package? Like the MSoffice I use it for most will not manage without? Admittedly my husbands laptop is used frequently (and online), but I just don't think we can afford this fancy 'NEED'.

Ah now the Phone and it's WANT, I get that, I want a lot of things. Though I am not an inanimate object. Who knew they had wants too.

I guess someone will be reporting me to the ACLU for electronics. Such cruelty ignoring my items NEEDS.

I started a blog for education

January 30th, 2010 at 05:19 pm

I think it is a format I will keep up with, I often have random thoughts, ideas, or just plain share what we have been doing.

Folk I know IRL seem to like the posts, so figured if anyone on here was interested I can give you the link. But going to stop putting education stuff here on a finance blog.

though my homeschooling is cheap, it isn't really related to finances. And since I rarely ever think about the cost of what we do (cause there rarely is one) I am not very good at mentioning it.

Besides I don't want IRL folk to come here and see what my finances are, or are not. And I need a place to vent about my friends lack of financial skill. Don't want to mix this private forum, with IRL.

Anyway if you miss the education notes, leave a comment and I will get you a link.

So much cleaning and sorting, so littel real stuff going out.

January 27th, 2010 at 08:45 pm

So far in trying to keep up with the 30 in 30 challenge, I honestly have been sorting out lots of 'stuff'. My house is cleaner, and starting to have more of a 'place for everything' (but not the bedroom)

And yet, most of the stuff going out is just garbage, other than the kids clothes.

Not that I am complaining about cleaning, just was hoping to have more of a profit, or at least less junk by the end of the month.

Oh well, hoping to keep going into Feb, might manage to get rid of more once I can really tackle the bedroom.

It really isn't that hard

January 24th, 2010 at 08:40 pm

The short answer to how one is financially secure, is really simple, spend less than you make.

The specifics might be a bit harder, though not really.

1. Stop buying stuff you don't need (I said NEED not usable-just because you will use something doesn't make it a need)
2. Stop acting like your home is a castle, temperature control, fancy wall hangings, are fun, not a right.

And finally:
3. Take any splurges that fit under the income and ENJOY them, with all caps, don't scarf a pop 'just because'. Drink the kind you like when you can afford it and taste it. Savor your chocolate, or long shower, or Latte, whatever it is, if you can afford it, ENJOY it, makes the moments last longer and be worth more.


Not that I don't identify with the trouble of picking which splurges are worth it, and choosing just how much less than ones income to spend. I just don't get folk surprised when that mortgage comes around again, when I can SEE where their money is going. (and it isn't being savored)

I even understand how hard it is to give up ones own splurges...I don't want to give up any more of mine...and the govt has kindly offered to pay for many more of mine if I asked (really I can't believe how much I could get from the govt if I asked)

And I can identify with the trouble of splurge now vs save for later, I could cut back better and continue to save on unemployment..or I could keep it steady. eh somehow the whole 'he will get a job soon' makes it hard to save. But not hard to pay the bills first.

That is the line so many folk have crossed and left so far behind they haven't a clue where it went!

I have seen some folk I know taking a hard look at finances and finding leaks, plugging them up and getting on track. I am impressed with the speed some of them have turned around finding the line (some still on the wrong side of it, but hope is in sight)

I have also seen many more assuming my husband and I are 'lucky'. Luck is what you call someone else's successes when you wont work hard yourself. (performers, and athletes excluded-they are lucky to make it-though hard work doesn't hurt their chances either)

The secret to financial independence on the other hand is a bit more complicated - but not much.

Something about the modern age, makes work seem less 'big'

January 23rd, 2010 at 09:03 pm

I just spent hours (literally) getting the cub scout newsletter together for this weeks pack show. And what do I have to show for it? A digital file to be emailed to the printer.... Somehow having a stack of newsletters would seem more fulfilling, than an email.

Ah well, Tuesday night I shall have my stack, and be way to busy to contemplate it.

Wonder if folk know how LONG it takes to put together a couple articles, finding clip art, composing articles from other sources, resizing (and resizing). All for one short 4 pg newsletter.

So much done, so little effect :(

January 22nd, 2010 at 06:56 pm

So today I tackled the 'top' of the desk, has space for file folders and the like. Much of it is books, but the papers needed work. (BTW quite proud to note the 'bottom' is still relativly clean, 5 minutes today and a stack of sewing is all that mars the smooth black surface Smile.)

Above I found TONS of paper, some to be put for the kids to color on, some to be recycled. And a few important items I needed. BUt the end result, the top of the desk still looks full of papers, Frown.

I do have most everything in file folders and a good start at sorting, but, looking at the ends of file folders is not pretty. I need to find some way to hide them, without losing space.

So can I count each individual piece of paper for the purge? Actually I think it would be more fair to go by file folder full (3 of them) or something, cause I do think credit is deserved for purging, but, don't think page by page is fair!

Husband spent the day in the bedroom sorting out countless items, I peeked at one point and the bed was covered in 'stuff' 20 minutes later the bed was cleared, but at no point did the room look much better! So much work, so little effect. (not his fault btw, the room is terrible)

Ah well I know he did throw away one grocery bag of 'stuff', and one of paper to recycle.

I am hungry!

January 20th, 2010 at 07:51 pm

Nothing has gotten done these past two days, yesterday I had a headache and the 'poor me's (poor tired me with a headache Frown.)

Today I am HUNGRY! The kind of hunger that will not go away. And I mean the painful, man I have to eat, not just oh kinda hungry. I keep eating and eating and it just wont quit! I had a short break while EL napped in my arms, after heating peanut butter, a potato with cheese, some chicken, and chocolate and milk.

But 40 minutes later the hunger is back and painful!

I can so see why folk live off the system

January 19th, 2010 at 04:13 pm

I love having my husband here. I really do. And I can't quite understand anyone being bored being home.

Of course we have 4 kids, plenty of activities, and we home school. So not much down time even with him home.

And with the govt giving us unemployment practically forever we could live like this. And with our savings being decent, not great, but decent, we could keep this up for a LOOONG time.

Course if my husband was working 40 hours to bring in the little paycheck, it would suck. But since he is here it is a lovely tradeoff, I can skip eating out for months in return for him around!

Not that he isn't looking, but...did I mention I would love to find an at home income?

Though I am glad that our lifestyle is already more spartan than the average American, it would suck to have to give up everything.

As it is we live rather cheap and only the real extras have to go. My friends who have houses with heat at 75 and oreos with pop for every lunch wonder why we are not crushed with bills.

I did make some laundry soap and give it to a friend to try, dunno if she grasps why 5 for 10 gallons can help me pay my bills, but I hope so. I also promised another friend a bucket of it, and prolly will offer some to a third. It is really easy to make, and honestly amazes us how cheap it is. Wonder if I can get a little under the table business selling the stuff. Charge a dollar for a big bucket of it, and sell to 5 folk I make the price back Smile.

ETA

Text is Momfrom Misourii blog with laundry soap and Link is http://countrysidechristianacademy.blogspot.com/
Momfrom Misourii blog with laundry soap
scroll down on the left side for soap and misc recipes

Baking day!

January 16th, 2010 at 06:59 pm

First it was breakfast cake, then cheese crackers, then a cheese loaf, some peanut butter cookies and finally brownies.

Baking isn't my cheapest hobby, but I do like it. I tend to get all into doing different things and forget that I only have one oven. I learned long ago, that having only one mixing bowl is a good thing, hard to mix up too much for the oven if you only have one bowl. As it was I did burn one batch of peanut butter cookies I blame lunch interrupting for that though.

This all started because JC has to make 'something' for the firefighters to drop off next week when the GS visits. Service project for the month.

Now what am I doing with beans for dinner?

Recipes for what I made if you like:

Breakfast cake I have been trying to make for weeks now but it never quite worked..till today. I threw out the recipe and made one up.

2 cups WW flour
1 cup oatmeal
2 tsp baking powder
cinnamon
cloves
ginger

1 cup milk
1/2 cup applesauce
1/2 cup molasses
2 eggs

Mix dry, mix wet, combine
bake at 425 in 8*13 pan, 20 minutes

If I were making it for company I would up the sugar.

Froze some for Monday, will let you know how that works. I need a quick breakfast for Co-op days.

Cheese crackers A bit of a PIA, but very good.

1 cup shredded cheese
3/4 cup WW flour use some for rolling
paprika
grnd red pepper

2-4 tblsp warm water

combine all, knead together and attempt to roll out. Sprinkle tops with salt.

Bake on stones 425 till they smell good, edges brown lightly, 10 minutes?

All the crackers were eaten within minutes of taking them out, the kids and husband and I loved them. edges are the best, so cutting them into strips or something would be good. I also think a finer shred of cheese would be easier to roll out.

Cheese loaf didn't turn out well, I discovered I was out of spinach, and onion powder, and too lazy to make muffins, so tried a loaf. Only GMC really liked it. Not likely to repeat.

peanut butter cookies absolutely dreamy, the best peanut butter cookies I have ever made.

2 cups peanut butter
1 and 2/3 cup brown sugar
1/3 cup WW flour
2 eggs

Mix all, roll in sugar and press with fork.

Bake 375 till they smell perfect...about 10 minutes.

I had to double the original (who ever heard of only making a dozen cookies?) and subbed 1/3 cup flour for sugar, brown sugar is too moist, but I like the flavor better adding flour fixed it.

Brownies are pretty much the recipe on the back of unsweetened bakers chocolate, but I use whole wheat flour and brown sugar, plus a different brand of chocolate (same taste, cheaper brand)

I have found that if you sub whole wheat flour, it is dryer, while if you sub brown sugar it is wetter, so long as you sub both you rarely need to adjust.

Though using liquid sugar causes some issues.

Desk is cleared! sorta

January 15th, 2010 at 06:24 pm

I got the surface of the desk cleared off, but the sewing pile is stil there a higher than my head, and the basket of 'desk stuff to be sorted' is rather over stuffed.

But I learned my mouse doesn't like a cleared desk, apparently dust and who knows what else were helping the connection! (It is one of those wireless laser things)

Also cleared most of the 'pass thru' meaning catch all counter, off. Mostly put little trinkets away, a marble here, a hair thing there, and what not.

Managed to toss a doll house chair that was unrepairable, along with some spare craft tidbits, and a ruined picture. Plus misc. broken bits and bobs. so 5ish points for trash. (least it is no longer clutter in my house!)

Unfortunately nothing sell-able Frown.

Still need more work on my desk (only the surface was done today) and the pass through, and the laundry room. And horror of horrors my room. Not looking forward to that. I may have to break it up into sections, a dresser one day, a bedside table another, bookcase, and so on.

I am pleased with the progress and that it is all getting done along with education of the kids and general cleaning of the house. (those dishes, laundry, floors, bathrooms, and such will keep needing done no matter how bad a shelf needs cleaned out)

Got the last kids dresser sorted.

January 14th, 2010 at 07:15 pm

All done, and would you believe it right as I finished packing up clothes to give away, I got a call from a friend wanting to know if I needed her hand me downs!

I hated to say no, but I honestly could not deal with more clothes right now!

All the stuff is slated to go to church on Sunday to be passed along to various folk, so I will get real points for real stuff, as opposed to garbage, next week.

Now a new goal for purging, my bedroom, my desk or the laundry room? Have to see what sounds the least dreadful tomorrow.

Finally sorted 3 kids clothes

January 13th, 2010 at 06:16 pm

Of course we are slacking on laundry so not all clothes were available to look at, but enough were taken out, that I am fairly certain the kids can again put laundry away without resorting to magic to close the drawers.

I have a box of things to save for other kids growing into them, some things are too sentimental to toss. And I have a bigger bag full of clothes to pass on. The only trouble is I dumped all the clothes in pile and don't have any friends with kids just the right sizes to need all of them...oh well I will count and sort later, then drop off all the stuff Sunday.

So does it count to get rid of stuff, if it was newly in my house?

January 12th, 2010 at 09:01 pm

I just got a big bag of hand me downs from friends. Went through and kept about half, another half will be passed along to a smaller girl than EL.

So can I count any of the purge as part of my 30 in 30?

Actually I have high hopes of going through the kids dressers tomorrow to narrow down the supplies to something that actually fits in them without them looking like over stuffed chairs seems bulging. Really, I have planned on this for oh months, but really tomorrow, honest.

Finally put away Christmas

January 9th, 2010 at 07:28 pm

Packed up three boxes of 'stuff' rearanged a bit and once again I have a large living room. Well not really it is perfectly normal sized, but seems rather big once you take out the tree.

We have been looking to get more lights for the tree, though in light of our job situation it seems the wrong time. The stores agreed and no one had any decent sales on light strands.

The other day I removed an old piece of art from the wall (GS thing) and GMC said 'wow the room looks so much bigger now!'

It is amazing what difference wall art or a tree can make.

Unfortunately the only think I purged in the clean up was one cardboard box, that I didn't even purge I dumped in the garage.

Do I get any points for taking things off the todo list?

Hoirrible Nightmare!

January 8th, 2010 at 07:25 pm

I had a nightmare, with the pulse racing, fear inducing hormones and all, that my husband had gone and gotten a bunch of silly piercings (all on his ear) and spent around $900 while I was sleeping one night!

The ridiculous things that seem real in dreams never cease to amaze me.

Upon review of the dream while EL was pestering me at 3am I decided the house we had was rather nice, seemed to be deep in the woods, with plenty of space for kids to roam, yet neighbors not to far off. (the one lady came over to console me in my tears)

Of course my husband would never go spending our money willy nilly like that, and certainly not by putting a pound of silver in his ear (really it was like a dozen piercings, some sort of dragon cuff, that admittedly was cool looking, and some extra metal I never did figure out how it stayed on his ear, his whole head should have been drifting to the left to accommodate the metal!)

Money wise we are fairly on the same page, not the smartest page, but it is the same one. We never really find money to be worthy of argument, and I just don't see why it could be. I have no desire to control money, but I also will not shirk from my duty (someone has to pay bills). I can see where a couple with wildly different money habits could run into trouble, but thankfully we have none (except for those nightmares!)

Finally did the cupboard

January 6th, 2010 at 05:30 pm

I emptied the cupboard and rearanged, unfortunatly most of the stuff was useful. So now it is pretty and organized but all I am getting rid of is one grocery bag of garbage (mostly expired medicine, hardly ever use anything so tend not to notice), and one box of crafty things.

The craft stuff I thought of a good idea for, I can take it to the co-op next month when it is my turn to do some kind of hands on thing, and let the kids be creative with whatever is in the box, I figure a few suggestions like a doll house, or furniture, or making animals or dragons, and let them just do what kids do best. Though it would annoy me to no end, my kids like that sort of thing. and the supplies would be stored at the church, not my home.

Going to count the 'out' as 5 points, there were far more than 5 things, but it was just tossed, and I don't feel like counting. Giving Husband 5 for his paper to, same reason.

Alas low on points, but high on satisfaction here.

Not such a good start to 30 in 30...

January 5th, 2010 at 07:54 pm

Husband is doing better than I am! Sortof, he found some memory that might help a friend out and tried to get rid of it - wrong fit. Instead acquired the task of finding the right fit on ebay.

He also managed to reorganize his junk in the garage and get rid of some boxes, mostly just paper recycling that never made it out of the house, but some was reserved for making 'towns' that we have no room for. So I call it a plus. No idea how many points to give him, it was well more than 30 pieces of cardboard, but I don't think it is worth that much.

Worth more than my attempts so far though. I have managed to toss a half a dozen pieces of paper found on my desk while looking for batteries, I really need to actually clean the desk (and that cupboard).

On an unrelated note, I have a LOT of potatoes to get rid of (very nice sale near here), so today we had hashbrowns for lunch, and plans for some baked potato wedges, rosemary? or some other flavor, I dunno yet. And dunno what with either. Oh and no we did not have potatoes for breakfast, I didn't feel like cooking that early.

anyone else have a good use for potatoes?

Joining the 30 in 30 challenge.

January 2nd, 2010 at 07:44 pm

I have really been trying to convince myself to get motivated to purge, so

Text is Wild Blue Yonder's challenge and Link is http://wildblueyonder.savingadvice.com/2010/01/01/join-the-january-challenge-purge-30-in-3_56208/#comments
Wild Blue Yonder's challenge (Fern)comes at a perfect time!

Now to convince my husband to join, would be a good use of his time to sell some things on ebay, though I know that is not always as easy as simply listing, from what I have seen he does a great deal of research first.

In general I keep up with kitchen and kid 'stuff' all year long, but I think some effort really needs spent on my room, and on the hall cupboard, no idea what sort of stuff is in there.

In other news
Text is selling unopened gifts and Link is http://www.upi.com/Odd_News/2009/12/29/Woman-selling-unopened-gifts-from-ex/UPI-83261262128856/
selling unopened gifts That is one way to make money!

Random

January 1st, 2010 at 07:30 pm

* We got our first unemployment check, enough to pay bills with, but not enough to restock the EF of course. In any event that pushes the end of the world off by a couple months. Now we just have to deposit it, and go with the whole not spending thing for a few months. So far Husband has applied for several jobs, and been doing a bit of writing to see if he can make a go at it.

* I so want

Text is one! and Link is http://thereifixedit.com/2009/12/31/old-data-storage/
one! but not in my house, in a dedicated office or a garage this would be PERFECT. Maybe a Teen geek bedroom, but not my living room. I can totally see my sons bedroom having this if they had room. (bunk bed on one wall pirate flag on another, window and cupboard fill the other two) You could prolly take a cheap old dirty yellowed case and spray paint it to match the room decor.

* I did manage to complete my day of breakfast with waffles and bacon for dinner yesterday. So far today has been no cooking, doubt I will continue that for dinner, prolly potatoes instead, maybe rice. I dunno. It never ceases to amaze me how HARD it can be to cook EVERY single day! sheesh

* Apparently watching movies can be good for you, if they are the
Text is right kind and Link is http://kiplinger.com/features/archives/great-movie-rentals-that-will-pay-you-back.html
right kind. Some actually look like something I would enjoy.

*Got a shock when I checked my bank total today, say 100 something figured they took the mortgage and the unemployment wasn't deposited, then I saw some sort of wire transfer with fee as top heading! Was about to go wake up the house to track down who was spending our money...till I realized it was husbands account and he used it for some sort of ebay purchase back in May. Our checking is doing fine, thought they did not take the mortgage out yet, assume the holiday has something to do with it.

*Also discovered I had not stopped the auto savings yet. Guess I aught to. My 'dirty' math (meaning heavily rounded) gives us 2K in, 1.5K out(house, sewer, water, cable, gas, electric, phone, health) plus food/car gas. So not really anything left to save. Though it also points out that the govt is rather wasteful if I have no need to cut my cable internet or fancy phone when my husband loses a job. Not to mention I could go sign up for govt food, medical and WIC (more food) anytime. (Could have before husband lost job) Might do the medical soon, might not.

*GS cookies are for sale! if you happen to live in NC that is. Ask your local girls for your favorite flavor, 3.50 a box. Mine is Samoas, though the Tagalongs are delish and no year is complete without frozen thin mints!

A day of breakfast, and crackers

December 31st, 2009 at 07:26 pm

So for some reason we had oatmeal for breakfast and I felt like making French toast for lunch, now I am sorely tempted to make some sort of traditional breakfast food for dinner just to round out the day!

Also tried these

Text is crackers and Link is http://heavenlyhomemakers.com/blog/whole-wheat-crackers
crackers, rather easy, but kinda bland but then it is a cracker, what else would it be? Well I actually thought I could make them with some seasoning in the dough, like Italian spices or cheese or something. Maybe next week I will try again with flavor.

Can't be a health nut, I am a hypocrite!

December 30th, 2009 at 07:34 pm

First off is that really how you spell it? (hypocrite)

Second, while I do aim for whole wheat, tons of fruit and veggies, more natural sugars, and healthier fats in general....

I am also munching on peanut butter mixed with powdered sugar (taste better than the inside of a peanut butter cup, and with a side of chocolate is a dreamy treat with little effort)

So while I go out of my way to pay more to buy bead made with 'real whole wheat' and no HFCS, I haven't given up my daily peanut butter, made with HFCS (I did try a few alternate brands, so far either way to expensive, or not as good, or both, will look again when money flows again).

And while I bake almost exclusively with honey, maple syrup, molasses, or at the worst brown sugar...I am also drinking a glass of fresh squeezed lemonade made with white sugar. Yes I tried other sugars, the above list doesn't work. (though maybe if you boil the sugar with some water then mix in the lemon juice?)

Oh and I bet eating whole wheat crackers with my 'summer sausage' doesn't cancel out the unhealthiness of it!

Which is why when anyone accuses me of being a health nut I have to hold back the laughter.

Ah well, it could be worse, I could be eating white bread, white flour, white sugar AND creamy peanut butter cup 'guts'.

But in general folk outside my family only see the healthy parts - for three summers in a row a friend of mine has been surprised that I eat doritos at a church picnic 'I thought you didn't eat that sort of unhealthy stuff?'. No I eat it, I just don't buy it. apparently a year of me bringing in whole wheat homemade goodies makes her forget anew that I am just as fond of junk food as the next person.

Money is much the same way, what others see may not be the full picture. I think to outsiders my husband and I do not come off as frugal (no matter how many eyebrows we raise at folk complaining of money while sipping on Lattes)

Publicly we are stingy church givers a dollar per kid or less, the real donation goes via the bank no one sees it but the person keeping track of the year expenses.

Publicly we are lavish in supplies for VBS, CS, GS, Co-op, and such, privately we raid each others stash (GS uses CS stuff all the time) as well as pester family/friends for supplies. Though we also will buy when needed, we generally stick with good deals, and skip the projects that were not good deals.

Publicly we host company more than once a month, which most folk assume is expensive. Privately we keep the trimmings basic, no gourmet finger foods just bulk apples, cheese crackers, and something homemade, with the occasional meal found cheap. And not one penny spent on decorations (we even use 'real' plates so we don't have the disposable expense)

Publicly we are 'green' tree huggers, and 'everyone' knows how expensive that can be. Of course many on this board know it is often cheaper.

And the number one reason folk think we are rich. I don't work, all America knows only the rich can afford to be one income families.

Even folk who have an inkling that single income can work, assume we are rich because I never complain about money. At no time of the month am I anxiously awaiting a pay check. Even now when we have no job, and some folk are aware of it, we still have no complaints. Oh sure I would like that unemployment to kick in, but generally I have bigger complaints.

I might have to look at our public habits to see if there is a way to advertise frugality. I seem to be good at advertising green amongst friends.

Cake for breakfast and creamy pasta

December 29th, 2009 at 07:44 pm

I found a recipe for the creamiest pasta sauce I have ever seen, one that is rather low on fat I think.

Text is creamy pasta and Link is http://heavenlyhomemakers.com/blog/high-five-recipe-creamy-mac-and-cheese
creamy pasta Oh sure it says mac and cheese, but the end result was not cheesy, creamy yes, cheesy no. Though I think with better cheese, and/or no tuna it would be cheesy. Only trouble I burned the bottom of my pot, so going to have to try to cook it at a lower heat, and stir more. (the burn did not make the pasta taste bad.) -oh I also added green peas to round out the whole nutrition thing. I think next week I will try again with some onions (real) and pepper (black) for flavor.

I also tried soaking grains for
Text is breakfast cake and Link is http://heavenlyhomemakers.com/blog/mom-is-great-she-gives-us-breakfast-cake
breakfast cake while the end result was decent, I don't think I will be repeating in quite the same manner. by morning my 'grains' were one big solidified mass, I had to get a hand blender out to break them back into something mixable, I also had to use extra milk, though I did not have buttermilk, so that could effect the process.

Would you pay?

December 28th, 2009 at 07:01 pm

For the past two years I have made simple cloth bags for my gifts, I don't have a lot, not even enough to wrap all my family, but they are easy and quick. I was wondering, if anyone would pay for one. If so I guess I can add one thing to my marketable skills list.

I looked on Etsy but didn't see anything like them on there (the ones sold tend to be very thin material, risking seeing through the bag, and have ribbon tie tops, which I think are not very 'clean' or pretty.

Course if I did try to make money on some, I would have to borrow a sewing machine, I am not that fast by hand. But I know a friend who would gladly loan me hers, maybe even go to her house to do the work, leaving the kids (and their interruptions) with husband.

I have seen many a price tag on paper gift bags for 1$, the materials for the cloth could be that cheap, but then would have to add, 20 cent listing fee (on Etsy) plus 3.5% to them if it sells, plus my time.

I could use some upcyled materials to make them cheaper sometimes, I already get more hand me downs than I know what to do with, and sewing a stain to the inside of a bag wouldn't be noticed (wrong sides get sewn together so you would have to rip out seams to see them) would be an earth friendly gift bag, Wonder if that helps or hurts sales.....

Not sure it would be profitable or not, even if folk would buy them. Also something my kids could learn to make quickly (all straight seams) - not that I would sell theirs as mine, but they could make the ones for the family and such (right now no one outside of my immediate family has ever received one, to afraid I wouldn't get it back!)

Not sure if I should keep thinking on it, or move on.

Would be a nice peaceful life

December 27th, 2009 at 07:20 pm

So my husband was recently 'downsized' which is to say in a job where the bosses are constantly asking for permission to hire someone, he was let go.

Which means, I have had the best Christmas ever! No really, husband is home, he is helping with all the details of daily life, and we have plenty of money in the EF to cover bills for awhile, so worry is pushed off to the distant future.

Giving me time to wonder just how I could extend this lifestyle. Oh sure I could call up some welfare lifers and find out how to game the system, but...I can't in good conscience (darn ethics).

Unfortunately I have few marketable skills:
1. Teaching young kids, the general sale of is far to time consuming (never mind that my kids learn all the basics and then some in less than 10 hours a week, you can't sell parents on that, least not ones who pay well.)
2. Baking a small select number of healthy goodies, the quality of which is greatly effected by the number of interruptions my kids make. The govt regulations on the sale of said goods suggests only the rich and the criminal can make money that way.

Ah well. Maybe my husbands skills are more marketable?

Christmas memories from my childhood.

December 17th, 2009 at 09:02 pm

Can't say as I recall many presents.

I remember getting a lightbright, with a huge tub of pegs (used). And doll clothes my mother made, and a (used) chest that is in my sons room now. Plus some legos and books. Though I make no guarantee those were Christmas, could be Birthdays.

Oh and some combs...mainly I recall them because my brother and I discussed what it could be waiting for the allowed hour to wake Mom up...apparently our discussion annoyed Mom (was prolly not quiet) and we had to wait another HOUR. All because I thought the package looked like a bottle of wine. (Mom didn't believe in labels, she memorized who got what adding to the fun of guessing-including watching her guess Smile.)

Oh and the banana and kiwi (that fuzzy fruit was never meant to be put into felt!) in my stocking...Mom grew up with fruit in a stocking, only I never liked apples or oranges, so Mom found odd alternatives Smile. Actually stockings had a good deal of predictability (not a bad thing) toothbrush, razor once old enough (and allowed, that was how you knew you were old enough) some nuts in my brothers (I didn't like em), batteries most years, and in the toe a fruit.

That's about it.

On the other hand I remember making handkerchiefs for my grandmother, ornaments for folk, and various foodstuffs. I remember lots of fun decorating the tree, pouting because my brother got to help put the lights on and I never did. wrapping lots of gifts (dunno what they were but the fun of paper and tape remains). I remember always having to wait till after breakfast to open gifts, something I make my kids do!

I recall my brother waking me up-I never did on my own. And more recently my sons first birthday we woke him up! Well as recent as a 7 year old's first can be. I am pretty sure my daughter woke him last year.

I recall delicious potatoes and gravy at grandmas. And making the other Grandma's Molasses cookies, that have now become my signature Christmas cookie. I recall a couple batches of fudge that never tasted very good. (sorry). Though in my late teen years there was a fellow who made very good peanut butter fudge, and I ate plenty of that.

There was plenty of cutting out/decorating cookies. Though no gingerbread to my recollection. We made a log cabin out of pretzels one year though.

Oh and one of the traditions I miss the most is the minature train village at the Bhule science center (now Carnegie Science Center) It is in PA, and I live in NC, so never tend to see it.

So what of that do I hope my kids remember years from now? Mostly the tradition parts, no train to go see, but we have others. And no fruit or nuts in the stocking (though plenty of it around the house), but they do have one, and it does always have a toothbrush.

Everything worked

December 15th, 2009 at 07:36 pm

Fudge was good.

Sloppy joes were more of a turkey casserole since I dumped cornbread(which was fine minus the eggs) on top with carrots and gravy (hey it was a use up leftovers dinner) -speaking of dinner, wonder what's for dinner tonight? Potato something?

Gingerbread was a bit dry, but that actually makes houses easier, so that worked out (even decorated in time with room to spare)

We survived the day at church for carol sing -saved song booklets for tonights pack party, managed the scout leaders meeting, survived doing three sessions for co-op (one leader too busy to plan her hour, one out with sick kid, and my usual) Thank goodness the 4th mom was ready with her music/art. (I can't even spell Tchaikovsky....)

And minutes done for leaders meeting, newsletter minutes away from completion...if only I had the GS stuff for tonight, but thankfully there are two other leaders and they really don't need me. Did manage to wash the church towels to return tonight, and the co-op ones.

Have to get healthy -ish food ready for tonight, and guess not going to manage fudge in time for leader presents, unless I kick husband out right now to buy some missing ingredients (there are limits). Maybe I should make more PB/honey fudge, don't think anyone is allergic to it? Can't do cookies no eggs (I know, no surprise there)

oh and I need a shower, plus tidy up the living room..think I will kick kids out of shower and assign the living room to them!

Oh and apparently according to my husband I am 'becoming more svelte' guess that new Wii game is good for me! (outdoor adventure, with a mat, lots of jumping some running in place and the like)

Now if only I could find the bottom of my desk, wonder if bills are paid? Thank goodness for online banking and auto drafts!


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